Introduction

For ambitious Indian students, the dream of earning an international degree is more than just an academic goal; it's a stepping stone to a global career and a transformative lifestyle. In 2025, Australia continues to emerge as a top study destination, having welcomed over 122,000 Indian students last year alone. With its world-class education system, generous post-study work rights, and multicultural environment, Australia offers a compelling blend of opportunity and experience.

This detailed guide is tailored specifically for Indian students and their families. It walks you through every critical stage of the study abroad journey from selecting the right university and understanding the latest 2025 visa guidelines to budgeting in Indian Rupees (INR) and exploring promising career paths for 2026 and beyond.

Why Study in Australia in 2026–2027?

Here’s why Australia remains a top choice for Indian students:

1. World-Ranked Universities
Australia is home to several globally recognized institutions, with nine universities ranked in the QS World University Rankings 2026 Top 100. These institutions are known for their academic rigor, research excellence, and strong industry connections—ensuring you graduate with skills that are relevant and in demand.

2. Welcoming Campus Life and Safety
Australian universities foster a vibrant and inclusive campus culture. With over 24% of the student population comprising international students, you’ll feel a sense of community from day one. Indian student associations, cultural events, and support services help create a “home away from home” atmosphere while ensuring student safety and well-being.

3. Affordable Living in Student-Friendly Cities
While cities like Sydney and Melbourne are globally renowned, affordable alternatives such as Adelaide and Brisbane offer quality education with a lower cost of living. These cities combine comfort, safety, and access to world-class institutions, making them ideal for budget-conscious students.

4. Strong Return on Investment (ROI)
Australia’s robust post-study work rights and high demand for skilled graduates make studying here a smart investment. Within six months of graduation, many international students secure employment or continue with higher education. Sectors like healthcare, engineering, IT, and finance show especially strong demand for skilled professionals.

Top Universities to Study in Australia (2026–2027)

Australia is home to 42 universities, including 37 public universities, 3 private Australian universities, and 2 international private institutions. Among these, 9 Australian universities feature in the Top 100 of the QS World University Rankings 2026, showcasing the country’s global reputation for academic excellence.

Below is a comparison of the best universities in Australia based on global rankings:

Top Universities in Australia for Indian Students

QS World University Rankings 2026

THE World University Rankings 2025

University of Melbourne

#19

#39

University of New South Wales (UNSW)

#20

#83

University of Sydney

#25

#61

Australian National University (ANU)

#32

#73

Monash University

#36

#58

University of Queensland (UQ)

#42

#77

University of Western Australia (UWA)

#77

#149

University of Adelaide

#82

#128

University of Technology Sydney (UTS)

#96

#158

Tip: Choosing a top-ranked university can strengthen your academic and career profile. For personalised assistance with applications, visa processing, and securing scholarships, expert guidance can make all the difference.


Top Courses to Study in Australia (2026–2027)

Selecting a course aligned with Australia’s Skilled Occupation List (SOL) can significantly enhance your post-study career prospects. For 2026–2027, the following fields offer strong growth potential and are particularly popular among Indian students:


1. IT, Cybersecurity & Data Science

With data-driven decision-making now at the core of global businesses, Australia offers specialised Master’s programs in:

  • Artificial Intelligence

  • Business Analytics

  • Cybersecurity

Graduates in these fields often secure high-paying roles in tech hubs like Sydney, Melbourne, and Brisbane.


2. Healthcare & Nursing

Australia faces an ongoing demand for qualified healthcare professionals. Degrees like:

  • Bachelor of Nursing

  • Master of Public Health

  • Physiotherapy and Aged Care Management

...offer clear pathways to long-term employment and permanent residency options.


3. Engineering

Fields such as:

  • Civil & Structural Engineering

  • Electrical & Software Engineering

  • Renewable Energy Engineering

..are in high demand. Australian engineering programs are renowned for integrating hands-on training with theoretical knowledge, making graduates highly employable.


4. Business & Management

Australia’s business schools are globally respected. Key specializations include:

  • MBA (Master of Business Administration)

  • Finance & Accounting

  • Supply Chain & Logistics

  • International Business

These courses open doors to careers not only in Australia but worldwide, especially when paired with internships and networking opportunities.


Cost of Studying and Living in Australia (2026)

Planning your finances is one of the most important steps when preparing to study abroad. As of mid-2024, the Australian Government requires international students to demonstrate access to at least AUD 29,710 (approximately ₹16.5 Lakhs) to cover annual living expenses for visa approval. However, actual costs may vary based on lifestyle, city of residence, and university.

This section provides a detailed overview of both tuition fees and living expenses for Indian students planning to study in Australia during the 2026–2027 academic year.


University Tuition Fees for Indian Students (2026–2027)

Tuition fees are typically the largest part of a student’s budget and can vary widely depending on the course, institution, and level of study. Here's a general estimate:


Level of Study

Average Annual Tuition Fee (AUD)

Estimated Cost in INR

Bachelor’s Degree

AUD 22,000 – AUD 45,000

₹12 Lakhs – ₹25 Lakhs

Master’s Degree

AUD 25,000 – AUD 50,000

₹14 Lakhs – ₹28 Lakhs

Tip: Fees may be higher for specialized programs such as medicine, law, or engineering. Be sure to check individual university websites for exact figures.


Cost of Living in Australia for Indian Students (2026)

Your living expenses will depend on where you study and your lifestyle. Major cities like Sydney and Melbourne tend to be more expensive than regional cities like Adelaide or Hobart.

Here is an estimated annual budget for a single student:


Expense Category

Average Annual Cost (AUD)

Estimated Cost in INR

Living Costs (Govt. Minimum)

~AUD 29,710

~₹16.5 Lakhs

Accommodation (Shared)

AUD 10,000 – AUD 15,000

₹5.6 Lakhs – ₹8.4 Lakhs

Food & Groceries

AUD 5,000 – AUD 7,000

₹2.8 Lakhs – ₹3.9 Lakhs

Overseas Student Health Cover (OSHC)

AUD 650 – AUD 800

₹36,000 – ₹44,000

Transport & Utilities

AUD 2,500 – AUD 4,000

₹1.4 Lakhs – ₹2.2 Lakhs

Total Estimated Cost/Year | AUD 50,000 – AUD 70,000 | ₹28 Lakhs – ₹39 Lakhs |

Note: These costs are approximate and will vary based on lifestyle choices, city of residence, and currency exchange rates.


Budgeting Tips for Indian Students

  • Choose your city wisely: Regional cities often offer lower rent and living costs—and may also give you access to extended post-study work visas.

  • Scholarships help: Many universities offer partial scholarships for Indian students. Applying early improves your chances.

  • Student discounts: Transport, events, and software often come with student discounts—make full use of them!

  • Part-time work: International students in Australia are allowed to work part-time (currently up to 48 hours per fortnight during semesters).

For an accurate, city-specific budget and tailored financial planning advice, it’s best to consult with a study abroad expert. This will help you balance your educational goals with your financial reality.


Student Visa Requirements to Study in Australia in 2026

Planning to study in Australia in 2026? The student visa process is structured and clear, but it requires careful preparation. Here's everything you need to know to ensure a smooth application for the 2025–2026 academic intake.


Key Requirements for the Australian Student Visa (Subclass 500)

To apply for a student visa, you must first receive a Confirmation of Enrolment (CoE) from your chosen institution. This official document confirms that you’ve accepted your admission offer and paid the required deposit.

Along with the Coe, you'll need the following:

  • A valid passport

  • Recent academic transcripts and certificates

  • Proof of English language proficiency

  • Financial documents proving your ability to fund your education and stay

  • Overseas Student Health Cover (OSHC)

  • A Statement of Purpose (SOP) addressing the Genuine Temporary Entrant (GTE) requirement

Proving Financial Capacity: The New AUD 29,710 Rule

A critical part of your visa application is showing proof of financial capacity. As of the latest update, you must demonstrate access to:


  • Living expenses of at least AUD 29,710 (approx. ₹16.8 Lakhs)

  • First-year tuition fees

  • Travel expenses

You can prove this through:

  • Bank statements (your own or a sponsor’s)

  • Approved education loan letters

  • Affidavits of financial support or sponsorship documents

  • This ensures you can financially support yourself during your studies without relying solely on part-time work.


Genuine Temporary Entrant (GTE): Crafting Your SOP

The GTE requirement assesses whether your primary intent in Australia is to study and not to immigrate permanently. You’ll need to write a strong Statement of Purpose (SOP) that explains


  • Why you chose this course and university

  • Why you want to study in Australia instead of your home country

  • Your future plans and how the degree will help your career in India

  • Evidence of strong ties to India (family, job prospects, etc.)

A well-written SOP significantly strengthens your visa application.


English Language Proficiency

To qualify for a student visa, you must prove your English proficiency through an approved test. Accepted tests and minimum scores for visa purposes include:


  • IELTS: Overall band score of 6.0 (with no band less than 5.5)

  • TOEFL iBT: Minimum 64

  • PTE Academic: Minimum 50

Note: Some universities may have higher score requirements depending on your program.


Health Insurance (OSHC)

All international students must purchase Overseas Student Health Cover (OSHC) for the entire duration of their stay. This insurance helps cover medical expenses and is mandatory for visa approval.


Work Rights on a Student Visa

The student visa allows you to work up to 48 hours per fortnight during study periods and unlimited hours during breaks. This is a great way to gain local experience and supplement your income while studying. To explore high-demand job sectors and tips for part-time work, check out our dedicated Jobs in Australia for Indian Students guide.


Post-Study Work Permit in Australia (2026–2027)

Australia offers international graduates the opportunity to stay and gain work experience through the Temporary Graduate Visa (Subclass 485). This visa is a pathway to valuable career exposure and potential PR options.

Duration of Post-Study Work Rights:


Qualification

Post-Study Work Duration

Bachelor's Degree

2 years

Master’s Degree

3 years

Doctoral Degree (PhD)

4 years

Graduates from regional universities may be eligible for extended work rights of up to 4–5 years.

Gaining real-world work experience in Australia can greatly enhance your global employability. To explore how to apply for this visa and plan your next steps after graduation, refer to our Comprehensive Guide to Post-Study Work Permits in Australia.


Cost of Studying in Australia for Indian Students in 2026

Introduction

Are you planning to study in Australia in 2025–2026? Understanding the full cost structure—from tuition fees and living expenses to scholarships and updated visa rules—is essential for making smart financial decisions. This guide provides a detailed breakdown to help Indian students and their families budget wisely for higher education in Australia.


Tuition Fees in Australia: Top Universities (2026)

Australia continues to be a top destination for Indian students due to its globally ranked universities, high-quality education, and vibrant student life. As tuition fees and visa policies evolve, it’s important to stay updated on the latest costs.

Below is a table of the Top 10 Australian Universities for Indian Students in 2026, along with their QS

global rankings and estimated tuition fees:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

University of Melbourne

#19

A$45,000 – A$55,000

₹25L – ₹30.5L

University of New South Wales (UNSW)

#20

A$44,000 – A$50,000

₹24.4L – ₹27.8L

University of Sydney

#25

A$45,000 – A$52,000

₹25L – ₹28.9L

Australian National University (ANU)

#32

A$43,000 – A$49,000

₹23.9L – ₹27.2L

University of Queensland (UQ)

#42

A$40,000 – A$48,000

₹22.2L – ₹26.7L

Monash University

#36

A$42,000 – A$50,000

₹23.3L – ₹27.8L

University of Western Australia (UWA)

#77

A$38,000 – A$45,000

₹21.1L – ₹25L

University of Adelaide

#82

A$37,000 – A$44,000

₹20.5L – ₹24.4L

University of Technology Sydney (UTS)

#96

A$36,000 – A$43,000

₹20L – ₹24L

Macquarie University

#138

A$35,000 – A$42,000

₹19.4L – ₹23.3L

Note: Tuition fees vary by course and university. Programs in Engineering, Medicine, and MBA typically cost more. Currency fluctuations may also affect INR estimates.


Affordable Universities in Australia for Indian Students (2026)

Studying in Australia doesn’t always mean premium prices. Many reputed universities offer affordable tuition fees without compromising on quality. Here’s a curated list of budget-friendly universities in Australia for 2026:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

Western Sydney University (WSU)

#400

A$28,000 – A$34,000

₹15.5L – ₹19L

University of Southern Queensland (USQ)

#410

A$25,000 – A$30,000

₹14L – ₹16.6L

Edith Cowan University (ECU)

#487

A$28,000 – A$33,000

₹15.5L – ₹18.3L

Central Queensland University (CQU)

#499

A$25,000 – A$32,000

₹14L – ₹17.8L

Charles Darwin University (CDU)

#584

A$26,000 – A$31,000

₹14.4L – ₹17.2L

Southern Cross University

#638

A$25,000 – A$30,000

₹14L – ₹16.6L

Victoria University

#741–750

A$26,000 – A$32,000

₹14.4L – ₹17.8L

University of New England (UNE)

#1001–1200

A$25,000 – A$30,000

₹14L – ₹16.6L

Federation University Australia

Not Ranked

A$22,000 – A$28,000

₹12.2L – ₹15.5L

University of the Sunshine Coast (USC)

Not Ranked

A$24,000 – A$29,000

₹13.3L – ₹16.1L

Tip: Regional and affordable universities not only lower your tuition costs but also make you eligible for longer post-study work visas.

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Course-wise Cost of Studying in Australia for Indian Students (2026–2027)

Understanding the tuition fees by course and level of study is crucial for Indian students planning to pursue higher education in Australia. Costs can vary significantly depending on the degree type and field of study. Below is a detailed breakdown of average annual tuition fees for 2026–2027.


Course-wise Tuition Fees in Australia (2026–2027)


Level / Program

Average Annual Tuition Fee (AUD)

Estimated INR (₹)

Undergraduate (UG)

A$25,000 – A$45,000

₹14L – ₹25L

Postgraduate (PG)

A$28,000 – A$50,000

₹15.5L – ₹27.8L

Doctoral (PhD)

A$20,000 – A$42,000

₹11.1L – ₹23.3L

MBA / Executive Programs

A$45,000 – A$75,000

₹25L – ₹41.7L

Engineering & Technology

A$35,000 – A$50,000

₹19.4L – ₹27.8L

Medicine & Health Sciences

A$60,000 – A$90,000

₹33.3L – ₹50L

Arts, Humanities & Social Sciences

A$22,000 – A$38,000

₹12.2L – ₹21.1L

Law

A$30,000 – A$45,000

₹16.6L – ₹25L

IT & Computer Science

A$30,000 – A$48,000

₹16.6L – ₹26.7L

Business & Commerce

A$30,000 – A$50,000

₹16.6L – ₹27.8L

Note: Fees vary by institution, program, and currency exchange rate. Medicine, Engineering, and MBA programs are typically the most expensive.


How to Apply to Australian Universities from India (2026)

Indian students aiming to study in Australia must follow a clear and structured application process. Here’s a step-by-step guide for 2026 admissions, from choosing your course to securing your student visa.


Application Process for Indian Students (2026–2027)


Step

Details & Tips

1. Choose Your Course & University

Use platforms like CRICOS or university websites. Consider QS rankings, tuition fees, scholarships, and city preference.

2. Check Entry Requirements

Ensure eligibility based on academics, English proficiency (IELTS/TOEFL/Duolingo), and any course prerequisites.

3. Prepare Your Documents

Collect academic transcripts, SOP, LORs, CV (for PG), English test scores, and passport copy.

4. Take Required Tests

Schedule IELTS/TOEFL/Duolingo. Some PG programs may also require GMAT/GRE.

5. Submit Applications

Apply via official university portals, agents, or centralized platforms like StudyLink.

6. Receive & Accept Offer

Upon acceptance, pay the deposit (A$1,500–A$5,000 or ₹83K–₹2.7L) to confirm your spot.

7. Get OSHC (Health Cover)

Mandatory for visa. Providers include Allianz, BUPA. Cost: ~A$500–600/year (₹27K–₹33K).

8. Apply for Student Visa (Subclass 500)

Submit via ImmiAccount with COE, OSHC, GTE statement, and financial docs. Visa fee (2025): A$1,600–A$2,000 (₹89K–₹1.1L).

9. Attend Visa Interview (if required)

Some students may be interviewed. Be ready to justify your academic and financial plans.

10. Plan Your Travel & Accommodation

Book flights and housing. Aim to arrive 2–3 weeks before your course starts.


Major Scholarships for Indian Students in Australia (2026–2027)

Australia offers numerous scholarships to help Indian students reduce the cost of education. These are offered by the Australian Government, individual universities, and research institutions.


Top Scholarships for Indian Students (2026–2027)


Scholarship

Eligibility

Benefits for Indian Students

Australia Awards Scholarships

UG/PG applicants; strong academics; return to India required

Full tuition, airfare, living costs, OSHC

Destination Australia Scholarship

UG/PG students at regional campuses

Up to A$15,000 (₹8.3L) per year

CSIRO–India Research Fellowship

Indian PhD STEM students

Living stipend, research support, airfare

University of Melbourne International Scholarships

High-achieving UG/PG students

Full tuition or A$10,000 (₹5.5L) grant

UNSW International Scholarships

Merit-based UG/PG applicants

A$5,000–A$20,000/year or full tuition

Monash International Merit Scholarship

Minimum 85% marks

A$10,000 (₹5.5L) per year

Macquarie Vice-Chancellor’s Scholarship

UG/PG; strong academics; IELTS 6.5+

Up to A$10,000 (₹5.5L) toward tuition

Deakin Vice-Chancellor’s Meritorious Scholarship

Indian students with 85%+ marks

100% tuition waiver

University of Sydney International Scholarship

PG research students

Full tuition + stipend (~A$37,000/year)

RMIT India Global Leaders Scholarship

UG/PG business students

20% tuition reduction

Scholarship eligibility and amounts may change based on intake, course level, and university policies. Always refer to official websites for the latest updates and application deadlines.


Major 2025 Changes to Australia’s Student Visa and Work Rights – What Indian Students Need to Know

Planning to study in Australia in 2025–2026? There are major changes to the student visa system that could affect your study plans, work rights, and overall budget. If you're an Indian student aiming to pursue higher education in Australia, it’s crucial to stay updated and plan ahead.

Here’s a complete breakdown of the latest updates and smart financial tips to help you navigate these changes.

Australian Student Visa & Work Rights Changes in 2025–2026


Update

Details

What It Means for You (Indian Students)

Mandatory Confirmation of Enrolment (CoE)

From Jan 1, 2025, only a CoE is accepted (not just a Letter of Offer).

Secure your CoE early before applying for your visa.

Visa Application Fee Hike

Increased to A$1,600 (from A$710 in 2024)

Set aside ₹50,000–₹55,000 extra for visa-related expenses.

Limited Onshore Visa Switching

Offshore applications are mandatory in most cases

Don’t rely on changing visa types from within Australia.

Capped Work Hours

48 hours per fortnight during study periods

Plan your work schedule to stay within the legal limit.

New Genuine Student Test (GST)

Replaces GTE with stricter checks

Show clear academic intent and solid financial support.

Regional Incentives Expanded

Longer post-study work visas for regional university grads

Consider studying in regional areas for better PR prospects.

Enrollment Cap & Ghost College Crackdown

270,000 student intake cap + 150+ fake providers shut

Only apply to trusted, CRICOS-approved institutions.


Tips to Manage the Cost of Studying in Australia (2026–2027)

With visa fees rising and tuition costs growing, financial planning is more important than ever. Here’s how Indian students can cut costs without compromising the quality of their education.


1. Apply Early for Scholarships

  • Look into merit-based and uni-specific scholarships like:

    • Deakin Vice Chancellor’s Scholarship

    • UNSW International Scholarships

  • Explore government-funded scholarships like the Australia Awards.

2. Choose Regional Universities

  • Lower tuition + affordable lifestyle in places like Adelaide, Hobart, Darwin.

  • Regional campuses offer extra PR points and longer post-study work visas.

3. Pick Cost-Effective Programs

  • Choose diploma-to-degree pathways or unis with lower fees (e.g., USQ, CQU).

  • Shorter courses = reduced overall cost + earlier entry to workforce.

4. Maximize Student Discounts

  • Use student cards (ISIC, UniCards) for discounts on transport, food & entertainment.

  • Local transport concessions = major monthly savings.

5. Work Part-Time Legally

  • Work up to 48 hours per fortnight during semesters.

  • Focus on flexible or campus jobs: tutoring, food services, retail.

6. Share Accommodation

  • Living with others helps split rent, Wi-Fi, and utilities.

  • University-managed housing can offer bundled deals with fewer hidden costs.

7. Shop Smart

  • Buy second-hand essentials (books, furniture) on Gumtree or Facebook Marketplace.

  • Shop at Kmart, Aldi, Coles for budget-friendly groceries and items.

8. Use a Monthly Budget

  • Track spending with apps like Splitwise, Mint, or Goodbudget.

  • Set savings goals and build an emergency fund.

9. Make the Most of OSHC

  • OSHC (Overseas Student Health Cover) helps manage healthcare costs.

  • Visit bulk-billing clinics to avoid out-of-pocket charges.

10. Save on Travel

  • Book flights early and off-peak using student fare websites like:

    • StudentUniverse

    • MakeMyTrip Student Fare


Cost of Living in Australia for Indian Students in 2025-2026

Introduction

Are you planning to study in Australia in 2025-2026? One of the most important aspects of your journey is understanding the cost of living. As an international student from India, budgeting wisely will help you manage your expenses without stress. This guide provides a clear breakdown of living costs in Australia—including accommodation, food, transportation, and other essentials—so you can plan your finances confidently.


Why Understanding the Cost of Living in Australia Matters

Studying abroad is a life-changing experience, but it comes with financial responsibilities. Beyond tuition fees, you'll need to manage your day-to-day expenses. Being aware of the average living costs for Indian students in Australia will help you:

  • Plan your monthly and yearly budget

  • Choose the right city based on affordability

  • Identify potential cost-saving options

  • Prepare for unexpected expenses


Living Expenses in Australia for Indian Students (2026 Estimates)

Here’s a breakdown of the average annual costs Indian students can expect while living in Australia:


Expense Category

Average Yearly Cost (AUD)

Equivalent in INR

Accommodation (Rent)

AUD 12,000 – 18,000

₹6.6L – ₹9.9L

Food & Groceries

AUD 4,000 – 6,000

₹2.2L – ₹3.3L

Transport (Public)

AUD 1,000 – 1,500

₹55K – ₹82.5K

Utilities & Internet

AUD 1,200 – 2,000

₹66K – ₹1.1L

Health Insurance (OSHC)

AUD 600 – 900

₹33K – ₹49.5K

Miscellaneous (Phone, Leisure, etc.)

AUD 1,500 – 2,000

₹82.5K – ₹1.1L

💡 Note: These figures are estimates and may vary depending on your lifestyle, chosen city, and exchange rate fluctuations.


Top Cities in Australia and Their Cost of Living for Indian Students

Your city of choice plays a major role in your overall expenses. Here are the top 5 popular cities for Indian students in Australia, ranked by affordability and features:

City

Avg. Monthly Cost (AUD)

Avg. Yearly Cost (AUD)

Estimated INR Equivalent

Why Choose This City?

Sydney

AUD 2,200 – 2,500

AUD 26,400 – 30,000

₹14.5L – ₹16.5L

Multicultural hub, top universities, high cost of living

Melbourne

AUD 2,000 – 2,300

AUD 24,000 – 27,600

₹13.2L – ₹15.2L

Vibrant student life, strong public transport

Brisbane

AUD 1,800 – 2,100

AUD 21,600 – 25,200

₹11.9L – ₹13.9L

Affordable, warm climate, good for Indian students

Perth

AUD 1,700 – 2,000

AUD 20,400 – 24,000

₹11.2L – ₹13.2L

Quality education, quieter lifestyle, budget-friendly

Adelaide

AUD 1,600 – 1,900

AUD 19,200 – 22,800

₹10.5L – ₹12.6L

Lowest cost of living, growing Indian community

These estimates include basic living costs (accommodation, food, transport, utilities, health insurance, and miscellaneous expenses). Tuition fees are not included.


Tips to Save Money While Studying in Australia

To make your stay more affordable, here are a few budgeting tips for Indian students:

  1. Opt for Shared Accommodation – Renting with roommates can significantly reduce your housing costs.

  2. Use Public Transport Concessions – Most Australian cities offer student discounts on transport passes.

  3. Cook at Home – Save money by preparing your own meals instead of eating out regularly.

  4. Work Part-Time – International students in Australia can work up to 48 hours per fortnight during academic sessions and unlimited hours during breaks.

  5. Track Expenses – Use apps to monitor your spending and set monthly limits.

  6. Look for Student Discounts – Many entertainment, retail, and travel options offer student pricing.


Top 5 Affordable Cities to Live in Australia for Indian Students in 2026

Studying in Australia doesn’t mean you need to break the bank. Several cities offer a high quality of life at affordable living costs—perfect for Indian students looking to balance education and budget.


Affordable Australian Cities Overview


City

Avg. Monthly Cost (AUD / INR)

Avg. Yearly Cost (AUD / INR)

Why It’s Budget-Friendly

Hobart

AUD 1,500 – 1,800 (₹83K – ₹1L)

AUD 18,000 – 21,600 (₹9.9L – ₹11.9L)

Quiet, scenic, low rent and expenses

Wollongong

AUD 1,600 – 1,850 (₹89K – ₹1.02L)

AUD 19,200 – 22,200 (₹10.5L – ₹12.2L)

Coastal, student-friendly, affordable

Gold Coast

AUD 1,600 – 1,900 (₹83K – ₹1.05L)

AUD 19,200 – 22,800 (₹10.5L – ₹12.6L)

Strong student support and cheap housing

Newcastle

AUD 1,650 – 1,900 (₹92K – ₹1.05L)

AUD 19,800 – 22,800 (₹10.8L – ₹12.6L)

Reasonable costs and great connectivity

Canberra

AUD 1,700 – 2,000 (₹94.5K – ₹1.11L)

AUD 20,400 – 24,000 (₹11.2L – ₹13.2L)

Lower rent than Sydney/Melbourne

Note: Costs include rent, food, transport, utilities, internet, and insurance. Prices vary depending on lifestyle, accommodation, and currency exchange rates.


How to Reduce Your Living Costs in Australia (2026 Edition)

With recent visa policy changes leading to increased upfront costs, budgeting smartly is more important than ever. Here’s how Indian students can manage expenses effectively:


Why Are Costs Rising?


  • Visa fee hikes (now over AUD 1,600)

  • Enrollment caps in popular unis

  • Stricter Genuine Student criteria


Practical Strategies to Cut Costs


Strategy

How It Helps

Choose Regional Study Locations

Cities like Hobart, Newcastle, and Canberra have cheaper rents and qualify for extended post-study work rights and regional scholarships.

Opt for Shared or Student Housing

Living with roommates or in purpose-built accommodations reduces rent, utility, and internet expenses.

Maximise Part-Time Work

Legally work up to 48 hours/fortnight during terms. Use uni job boards and networking for better pay.

Secure Long-Term Rental Deals

Sign 12-month leases to lock in rent, use bond cap schemes, and negotiate rent when possible.

Apply for Scholarships & Grants

Institutions often provide financial aid—especially in STEM and healthcare fields. Check regional offers.

Use Cost-Saving Apps

Save on groceries (Coles, Woolworths), track spending (Mint), and use student transport cards (Opal, Myki).

Budget Visa & Fees in Advance

Plan your application timeline to avoid last-minute costs. Include visa, insurance, and ticket charges in early budgets.

Tip: Tailor these tips to your unique lifestyle, spending habits, and chosen city to maximise savings.

For many Indian students, studying in Australia represents more than just a degree—it’s a launchpad for global exposure, top-tier education, and exciting career prospects. However, the financial commitment can often feel overwhelming. That’s where scholarships come in, making it possible for deserving students to access world-class education without the financial burden.

This comprehensive guide is tailored for Indian students aiming to study in Australia for the 2026 and 2027 intakes. Whether you're applying for undergraduate, postgraduate, or research programs, we’ll walk you through the top scholarships, eligibility criteria, and benefits to help you turn your overseas dream into a reality.

Types of Scholarships in Australia for International Students (2026)

Australia offers a wide range of scholarships, catering to various academic levels, fields of study, and student profiles. Here's a quick overview of the key categories:


Type of Scholarship

Ideal For

Examples

Government-Funded

High-achieving students from eligible countries

Australia Awards Scholarship, Destination Australia

University-Specific

Merit-based or need-based international students

Melbourne International Undergraduate Scholarship, UNSW International Scholarships

Research Scholarships

Postgraduate research students (Masters/PhD)

RTP Scholarship (Research Training Program), UQ Graduate School Scholarship

Merit-Based Scholarships

Academically outstanding students

Vice-Chancellor’s Scholarships, Monash International Merit Award


Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

If you’re seeking fully funded scholarships that cover tuition fees, living costs, travel, and more, here are the top opportunities available to Indian students:


Scholarship Name

Offered By

Eligibility Criteria

Benefits

Australia Awards Scholarship

Australian Government

UG/PG students from eligible countries including India; academic excellence and leadership potential

Full tuition, return airfare, living allowance, OSHC (health cover)

Destination Australia Scholarship

Australian Government

International students studying at regional campuses; strong academic background

AUD 15,000/year (~₹8.3L) for tuition and living expenses

Research Training Program (RTP)

Australian Government

Masters/PhD students with strong academic and research profiles

Tuition coverage, living stipend (AUD 30,000/year [₹16.6L]), and research allowances

Melbourne Graduate Research Scholarship

University of Melbourne

High-achieving research applicants for Masters/PhD

Full fee waiver, AUD 37,000 (~₹20.5L) stipend, relocation grant

ANU Chancellor’s International Scholarship

Australian National University

UG/PG students with excellent academic records

Up to 100% tuition fee waiver

UNSW International Scholarships

University of New South Wales

UG/PG applicants; academic merit, leadership, and extracurricular achievements

Full tuition, travel support, and living allowance

Monash International Leadership Scholarship

Monash University

UG/PG students with an outstanding academic record

100% tuition fee waiver

UQ Graduate School Scholarship (UQGSS)

University of Queensland

PhD/MPhil students with academic and research excellence

Full tuition, AUD 32,000+ stipend (~₹17.8L), health insurance

University of Sydney International Scholarship

University of Sydney

Postgraduate research students with strong research potential

Full tuition and living stipend (AUD 37,000/year [₹20.5L])

Macquarie Vice-Chancellor’s International Scholarship

Macquarie University

UG/PG students with academic excellence and leadership qualities

Up to 100% tuition fee coverage

Note: Scholarship amounts may vary based on course, academic performance, and currency exchange rates.


Fully Funded & Partially Funded Scholarships in Australia for Indian Students (2026–2027)

Dreaming of studying in Australia but worried about finances? Scholarships are the key to turning your study abroad dream into reality. Whether you're aiming for a fully funded opportunity or a partial tuition waiver, Australia offers a wide variety of scholarships to support talented international students—especially from India.

In this guide, you’ll discover:

  • Top 10 fully funded scholarships for Indian students

  • Top 10 partially funded scholarships in 2026–2027

  • Eligibility, benefits, application processes, timelines

  • 10 actionable tips to increase your chances

Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

These scholarships cover tuition, living expenses, travel, and more—making your education almost entirely cost-free.


1. Australia Awards Scholarship

  • Eligibility: Indian citizen, ≥18 years (by Feb 2026), strong academics, leadership qualities, no Australian PR

  • Benefits: Full tuition, return airfare, monthly stipend, OSHC, establishment allowance, English training

  • Application: Via DFAT portal + country-specific process (academic records, CV, references)

  • Timeline: Opens Feb 1, 2026 | Closes Apr 30, 2026 | Results: Jul–Sep 2026

2. Destination Australia Scholarship

  • Eligibility: Indian students enrolled full-time at regional Australian campuses

  • Benefits: AUD 15,000/year (~₹8.3L) for up to 2 years

  • Application: Apply through the university (e.g., UQ Gatton), submit a personal statement

  • Timeline: Opens Sep 9, 2025 | Closes Jan 20, 2026


3. Research Training Program (RTP)

  • Eligibility: Enrolled in Master’s/PhD HDR with a strong academic profile

  • Benefits: Full tuition, AUD 30,000–42,000/year (~₹16.6–23.3L), OSHC, research grants

  • Application: Through the university's HDR portal with a research proposal

  • Timeline: Varies; typical deadlines – Sep 30, 2025 (S1), Apr 30, 2026 (S2)


4. Melbourne Graduate Research Scholarship

  • Eligibility: Exceptional Master’s/PhD research students at UniMelb

  • Benefits: Full tuition, AUD 37,000 stipend (~₹20.5L), relocation grant

  • Application: Via University of Melbourne research portal with proposal and references

  • Timeline: Between Sep–Nov 2025


5. ANU Chancellor’s International Scholarship

  • Eligibility: High-achieving UG/PG Indian students applying to ANU

  • Benefits: Up to 100% tuition waiver (depending on academic profile)

  • Application: Automatic consideration (no separate form)

  • Timeline: Closes ~Dec 15, 2025


6. UNSW International Scholarships

  • Eligibility: UG/PG applicants with merit, leadership, and extracurricular excellence

  • Benefits: Full tuition, living/travel support (varies by award)

  • Application: Apply through UNSW scholarships portal

  • Timeline: Ends around Nov 2025


7. Monash International Leadership Scholarship

  • Eligibility: UG/PG students with strong academics + leadership skills

  • Benefits: 100% tuition fee waiver

  • Application: Through Monash portal (includes CV, essays)

  • Timeline: Expected deadline ~Mar 31, 2026


8. UQ Graduate School Scholarship (UQGSS)

  • Eligibility: HDR (PhD/MPhil) candidates with academic and research merit

  • Benefits: Full tuition, AUD 32,000+ stipend/year (~₹17.8L), OSHC

  • Application: Submit via UQ research portal with research proposal

  • Timeline: Faculty-based; usually Oct–Dec 2025


9. University of Sydney International Scholarship

  • Eligibility: PG research applicants with strong research potential

  • Benefits: Full tuition + stipend (AUD 37,000/year [₹20.5L])

  • Application: Through USyd scholarships portal

  • Timeline: Deadline ~Sep 12, 2025


10. Macquarie Vice-Chancellor’s International Scholarship

  • Eligibility: Indian UG/PG students with academic distinction

  • Benefits: AUD 10,000 per year (up to 100% tuition in rare cases)

  • Application: Through Macquarie’s portal (apply early for better chances)

  • Timeline: Opens early 2025 | Offers notified by mid‑2025


Top 10 Partially Funded Scholarships in Australia (2026–2027)

These scholarships offer tuition discounts, merit support, and living stipends—perfect if you’re looking to ease the financial load without full coverage.


Scholarship

University

Benefits

International Merit Scholarship

University of South Australia

25% tuition discount

Vice-Chancellor’s International

Charles Darwin University

25–50% tuition

Global Excellence Scholarship

University of Western Australia

AUD 5,000–12,000/year

Swinburne International Excellence Award

Swinburne University

Up to 30% tuition

La Trobe Academic Excellence Scholarship

La Trobe University

15–25% off

RMIT Academic Merit Scholarship

RMIT University

Up to 20% off

Macquarie Regional Campus Scholarship

Macquarie University

AUD 5,000–10,000/year

Bond India Excellence Scholarship

Bond University

AUD 10,000 grant

Griffith Remarkable Scholarship

Griffith University

50% tuition waiver

Deakin International Scholarship

Deakin University

25% tuition discount


Key Application Timelines:


  • Most deadlines fall between June–November 2025

  • Many universities offer automatic consideration upon course application

  • Always confirm exact dates on official university websites

Cost of Studying in Australia for Indian Students in 2026

Introduction

Are you planning to study in Australia in 2025–2026? Understanding the full cost structure—from tuition fees and living expenses to scholarships and updated visa rules—is essential for making smart financial decisions. This guide provides a detailed breakdown to help Indian students and their families budget wisely for higher education in Australia.


Tuition Fees in Australia: Top Universities (2026)

Australia continues to be a top destination for Indian students due to its globally ranked universities, high-quality education, and vibrant student life. As tuition fees and visa policies evolve, it’s important to stay updated on the latest costs.

Below is a table of the Top 10 Australian Universities for Indian Students in 2026, along with their QS

global rankings and estimated tuition fees:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

University of Melbourne

#19

A$45,000 – A$55,000

₹25L – ₹30.5L

University of New South Wales (UNSW)

#20

A$44,000 – A$50,000

₹24.4L – ₹27.8L

University of Sydney

#25

A$45,000 – A$52,000

₹25L – ₹28.9L

Australian National University (ANU)

#32

A$43,000 – A$49,000

₹23.9L – ₹27.2L

University of Queensland (UQ)

#42

A$40,000 – A$48,000

₹22.2L – ₹26.7L

Monash University

#36

A$42,000 – A$50,000

₹23.3L – ₹27.8L

University of Western Australia (UWA)

#77

A$38,000 – A$45,000

₹21.1L – ₹25L

University of Adelaide

#82

A$37,000 – A$44,000

₹20.5L – ₹24.4L

University of Technology Sydney (UTS)

#96

A$36,000 – A$43,000

₹20L – ₹24L

Macquarie University

#138

A$35,000 – A$42,000

₹19.4L – ₹23.3L

Note: Tuition fees vary by course and university. Programs in Engineering, Medicine, and MBA typically cost more. Currency fluctuations may also affect INR estimates.


Affordable Universities in Australia for Indian Students (2026)

Studying in Australia doesn’t always mean premium prices. Many reputed universities offer affordable tuition fees without compromising on quality. Here’s a curated list of budget-friendly universities in Australia for 2026:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

Western Sydney University (WSU)

#400

A$28,000 – A$34,000

₹15.5L – ₹19L

University of Southern Queensland (USQ)

#410

A$25,000 – A$30,000

₹14L – ₹16.6L

Edith Cowan University (ECU)

#487

A$28,000 – A$33,000

₹15.5L – ₹18.3L

Central Queensland University (CQU)

#499

A$25,000 – A$32,000

₹14L – ₹17.8L

Charles Darwin University (CDU)

#584

A$26,000 – A$31,000

₹14.4L – ₹17.2L

Southern Cross University

#638

A$25,000 – A$30,000

₹14L – ₹16.6L

Victoria University

#741–750

A$26,000 – A$32,000

₹14.4L – ₹17.8L

University of New England (UNE)

#1001–1200

A$25,000 – A$30,000

₹14L – ₹16.6L

Federation University Australia

Not Ranked

A$22,000 – A$28,000

₹12.2L – ₹15.5L

University of the Sunshine Coast (USC)

Not Ranked

A$24,000 – A$29,000

₹13.3L – ₹16.1L

Tip: Regional and affordable universities not only lower your tuition costs but also make you eligible for longer post-study work visas.

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Course-wise Cost of Studying in Australia for Indian Students (2026–2027)

Understanding the tuition fees by course and level of study is crucial for Indian students planning to pursue higher education in Australia. Costs can vary significantly depending on the degree type and field of study. Below is a detailed breakdown of average annual tuition fees for 2026–2027.


Course-wise Tuition Fees in Australia (2026–2027)


Level / Program

Average Annual Tuition Fee (AUD)

Estimated INR (₹)

Undergraduate (UG)

A$25,000 – A$45,000

₹14L – ₹25L

Postgraduate (PG)

A$28,000 – A$50,000

₹15.5L – ₹27.8L

Doctoral (PhD)

A$20,000 – A$42,000

₹11.1L – ₹23.3L

MBA / Executive Programs

A$45,000 – A$75,000

₹25L – ₹41.7L

Engineering & Technology

A$35,000 – A$50,000

₹19.4L – ₹27.8L

Medicine & Health Sciences

A$60,000 – A$90,000

₹33.3L – ₹50L

Arts, Humanities & Social Sciences

A$22,000 – A$38,000

₹12.2L – ₹21.1L

Law

A$30,000 – A$45,000

₹16.6L – ₹25L

IT & Computer Science

A$30,000 – A$48,000

₹16.6L – ₹26.7L

Business & Commerce

A$30,000 – A$50,000

₹16.6L – ₹27.8L

Note: Fees vary by institution, program, and currency exchange rate. Medicine, Engineering, and MBA programs are typically the most expensive.


How to Apply to Australian Universities from India (2026)

Indian students aiming to study in Australia must follow a clear and structured application process. Here’s a step-by-step guide for 2026 admissions, from choosing your course to securing your student visa.


Application Process for Indian Students (2026–2027)


Step

Details & Tips

1. Choose Your Course & University

Use platforms like CRICOS or university websites. Consider QS rankings, tuition fees, scholarships, and city preference.

2. Check Entry Requirements

Ensure eligibility based on academics, English proficiency (IELTS/TOEFL/Duolingo), and any course prerequisites.

3. Prepare Your Documents

Collect academic transcripts, SOP, LORs, CV (for PG), English test scores, and passport copy.

4. Take Required Tests

Schedule IELTS/TOEFL/Duolingo. Some PG programs may also require GMAT/GRE.

5. Submit Applications

Apply via official university portals, agents, or centralized platforms like StudyLink.

6. Receive & Accept Offer

Upon acceptance, pay the deposit (A$1,500–A$5,000 or ₹83K–₹2.7L) to confirm your spot.

7. Get OSHC (Health Cover)

Mandatory for visa. Providers include Allianz, BUPA. Cost: ~A$500–600/year (₹27K–₹33K).

8. Apply for Student Visa (Subclass 500)

Submit via ImmiAccount with COE, OSHC, GTE statement, and financial docs. Visa fee (2025): A$1,600–A$2,000 (₹89K–₹1.1L).

9. Attend Visa Interview (if required)

Some students may be interviewed. Be ready to justify your academic and financial plans.

10. Plan Your Travel & Accommodation

Book flights and housing. Aim to arrive 2–3 weeks before your course starts.


Major Scholarships for Indian Students in Australia (2026–2027)

Australia offers numerous scholarships to help Indian students reduce the cost of education. These are offered by the Australian Government, individual universities, and research institutions.


Top Scholarships for Indian Students (2026–2027)


Scholarship

Eligibility

Benefits for Indian Students

Australia Awards Scholarships

UG/PG applicants; strong academics; return to India required

Full tuition, airfare, living costs, OSHC

Destination Australia Scholarship

UG/PG students at regional campuses

Up to A$15,000 (₹8.3L) per year

CSIRO–India Research Fellowship

Indian PhD STEM students

Living stipend, research support, airfare

University of Melbourne International Scholarships

High-achieving UG/PG students

Full tuition or A$10,000 (₹5.5L) grant

UNSW International Scholarships

Merit-based UG/PG applicants

A$5,000–A$20,000/year or full tuition

Monash International Merit Scholarship

Minimum 85% marks

A$10,000 (₹5.5L) per year

Macquarie Vice-Chancellor’s Scholarship

UG/PG; strong academics; IELTS 6.5+

Up to A$10,000 (₹5.5L) toward tuition

Deakin Vice-Chancellor’s Meritorious Scholarship

Indian students with 85%+ marks

100% tuition waiver

University of Sydney International Scholarship

PG research students

Full tuition + stipend (~A$37,000/year)

RMIT India Global Leaders Scholarship

UG/PG business students

20% tuition reduction

Scholarship eligibility and amounts may change based on intake, course level, and university policies. Always refer to official websites for the latest updates and application deadlines.


Major 2025 Changes to Australia’s Student Visa and Work Rights – What Indian Students Need to Know

Planning to study in Australia in 2025–2026? There are major changes to the student visa system that could affect your study plans, work rights, and overall budget. If you're an Indian student aiming to pursue higher education in Australia, it’s crucial to stay updated and plan ahead.

Here’s a complete breakdown of the latest updates and smart financial tips to help you navigate these changes.

Australian Student Visa & Work Rights Changes in 2025–2026


Update

Details

What It Means for You (Indian Students)

Mandatory Confirmation of Enrolment (CoE)

From Jan 1, 2025, only a CoE is accepted (not just a Letter of Offer).

Secure your CoE early before applying for your visa.

Visa Application Fee Hike

Increased to A$1,600 (from A$710 in 2024)

Set aside ₹50,000–₹55,000 extra for visa-related expenses.

Limited Onshore Visa Switching

Offshore applications are mandatory in most cases

Don’t rely on changing visa types from within Australia.

Capped Work Hours

48 hours per fortnight during study periods

Plan your work schedule to stay within the legal limit.

New Genuine Student Test (GST)

Replaces GTE with stricter checks

Show clear academic intent and solid financial support.

Regional Incentives Expanded

Longer post-study work visas for regional university grads

Consider studying in regional areas for better PR prospects.

Enrollment Cap & Ghost College Crackdown

270,000 student intake cap + 150+ fake providers shut

Only apply to trusted, CRICOS-approved institutions.


Tips to Manage the Cost of Studying in Australia (2026–2027)

With visa fees rising and tuition costs growing, financial planning is more important than ever. Here’s how Indian students can cut costs without compromising the quality of their education.


1. Apply Early for Scholarships

  • Look into merit-based and uni-specific scholarships like:

    • Deakin Vice Chancellor’s Scholarship

    • UNSW International Scholarships

  • Explore government-funded scholarships like the Australia Awards.

2. Choose Regional Universities

  • Lower tuition + affordable lifestyle in places like Adelaide, Hobart, Darwin.

  • Regional campuses offer extra PR points and longer post-study work visas.

3. Pick Cost-Effective Programs

  • Choose diploma-to-degree pathways or unis with lower fees (e.g., USQ, CQU).

  • Shorter courses = reduced overall cost + earlier entry to workforce.

4. Maximize Student Discounts

  • Use student cards (ISIC, UniCards) for discounts on transport, food & entertainment.

  • Local transport concessions = major monthly savings.

5. Work Part-Time Legally

  • Work up to 48 hours per fortnight during semesters.

  • Focus on flexible or campus jobs: tutoring, food services, retail.

6. Share Accommodation

  • Living with others helps split rent, Wi-Fi, and utilities.

  • University-managed housing can offer bundled deals with fewer hidden costs.

7. Shop Smart

  • Buy second-hand essentials (books, furniture) on Gumtree or Facebook Marketplace.

  • Shop at Kmart, Aldi, Coles for budget-friendly groceries and items.

8. Use a Monthly Budget

  • Track spending with apps like Splitwise, Mint, or Goodbudget.

  • Set savings goals and build an emergency fund.

9. Make the Most of OSHC

  • OSHC (Overseas Student Health Cover) helps manage healthcare costs.

  • Visit bulk-billing clinics to avoid out-of-pocket charges.

10. Save on Travel

  • Book flights early and off-peak using student fare websites like:

    • StudentUniverse

    • MakeMyTrip Student Fare


Cost of Living in Australia for Indian Students in 2025-2026

Introduction

Are you planning to study in Australia in 2025-2026? One of the most important aspects of your journey is understanding the cost of living. As an international student from India, budgeting wisely will help you manage your expenses without stress. This guide provides a clear breakdown of living costs in Australia—including accommodation, food, transportation, and other essentials—so you can plan your finances confidently.


Why Understanding the Cost of Living in Australia Matters

Studying abroad is a life-changing experience, but it comes with financial responsibilities. Beyond tuition fees, you'll need to manage your day-to-day expenses. Being aware of the average living costs for Indian students in Australia will help you:

  • Plan your monthly and yearly budget

  • Choose the right city based on affordability

  • Identify potential cost-saving options

  • Prepare for unexpected expenses


Living Expenses in Australia for Indian Students (2026 Estimates)

Here’s a breakdown of the average annual costs Indian students can expect while living in Australia:


Expense Category

Average Yearly Cost (AUD)

Equivalent in INR

Accommodation (Rent)

AUD 12,000 – 18,000

₹6.6L – ₹9.9L

Food & Groceries

AUD 4,000 – 6,000

₹2.2L – ₹3.3L

Transport (Public)

AUD 1,000 – 1,500

₹55K – ₹82.5K

Utilities & Internet

AUD 1,200 – 2,000

₹66K – ₹1.1L

Health Insurance (OSHC)

AUD 600 – 900

₹33K – ₹49.5K

Miscellaneous (Phone, Leisure, etc.)

AUD 1,500 – 2,000

₹82.5K – ₹1.1L

💡 Note: These figures are estimates and may vary depending on your lifestyle, chosen city, and exchange rate fluctuations.


Top Cities in Australia and Their Cost of Living for Indian Students

Your city of choice plays a major role in your overall expenses. Here are the top 5 popular cities for Indian students in Australia, ranked by affordability and features:

City

Avg. Monthly Cost (AUD)

Avg. Yearly Cost (AUD)

Estimated INR Equivalent

Why Choose This City?

Sydney

AUD 2,200 – 2,500

AUD 26,400 – 30,000

₹14.5L – ₹16.5L

Multicultural hub, top universities, high cost of living

Melbourne

AUD 2,000 – 2,300

AUD 24,000 – 27,600

₹13.2L – ₹15.2L

Vibrant student life, strong public transport

Brisbane

AUD 1,800 – 2,100

AUD 21,600 – 25,200

₹11.9L – ₹13.9L

Affordable, warm climate, good for Indian students

Perth

AUD 1,700 – 2,000

AUD 20,400 – 24,000

₹11.2L – ₹13.2L

Quality education, quieter lifestyle, budget-friendly

Adelaide

AUD 1,600 – 1,900

AUD 19,200 – 22,800

₹10.5L – ₹12.6L

Lowest cost of living, growing Indian community

These estimates include basic living costs (accommodation, food, transport, utilities, health insurance, and miscellaneous expenses). Tuition fees are not included.


Tips to Save Money While Studying in Australia

To make your stay more affordable, here are a few budgeting tips for Indian students:

  1. Opt for Shared Accommodation – Renting with roommates can significantly reduce your housing costs.

  2. Use Public Transport Concessions – Most Australian cities offer student discounts on transport passes.

  3. Cook at Home – Save money by preparing your own meals instead of eating out regularly.

  4. Work Part-Time – International students in Australia can work up to 48 hours per fortnight during academic sessions and unlimited hours during breaks.

  5. Track Expenses – Use apps to monitor your spending and set monthly limits.

  6. Look for Student Discounts – Many entertainment, retail, and travel options offer student pricing.


Top 5 Affordable Cities to Live in Australia for Indian Students in 2026

Studying in Australia doesn’t mean you need to break the bank. Several cities offer a high quality of life at affordable living costs—perfect for Indian students looking to balance education and budget.


Affordable Australian Cities Overview


City

Avg. Monthly Cost (AUD / INR)

Avg. Yearly Cost (AUD / INR)

Why It’s Budget-Friendly

Hobart

AUD 1,500 – 1,800 (₹83K – ₹1L)

AUD 18,000 – 21,600 (₹9.9L – ₹11.9L)

Quiet, scenic, low rent and expenses

Wollongong

AUD 1,600 – 1,850 (₹89K – ₹1.02L)

AUD 19,200 – 22,200 (₹10.5L – ₹12.2L)

Coastal, student-friendly, affordable

Gold Coast

AUD 1,600 – 1,900 (₹83K – ₹1.05L)

AUD 19,200 – 22,800 (₹10.5L – ₹12.6L)

Strong student support and cheap housing

Newcastle

AUD 1,650 – 1,900 (₹92K – ₹1.05L)

AUD 19,800 – 22,800 (₹10.8L – ₹12.6L)

Reasonable costs and great connectivity

Canberra

AUD 1,700 – 2,000 (₹94.5K – ₹1.11L)

AUD 20,400 – 24,000 (₹11.2L – ₹13.2L)

Lower rent than Sydney/Melbourne

Note: Costs include rent, food, transport, utilities, internet, and insurance. Prices vary depending on lifestyle, accommodation, and currency exchange rates.


How to Reduce Your Living Costs in Australia (2026 Edition)

With recent visa policy changes leading to increased upfront costs, budgeting smartly is more important than ever. Here’s how Indian students can manage expenses effectively:


Why Are Costs Rising?


  • Visa fee hikes (now over AUD 1,600)

  • Enrollment caps in popular unis

  • Stricter Genuine Student criteria


Practical Strategies to Cut Costs


Strategy

How It Helps

Choose Regional Study Locations

Cities like Hobart, Newcastle, and Canberra have cheaper rents and qualify for extended post-study work rights and regional scholarships.

Opt for Shared or Student Housing

Living with roommates or in purpose-built accommodations reduces rent, utility, and internet expenses.

Maximise Part-Time Work

Legally work up to 48 hours/fortnight during terms. Use uni job boards and networking for better pay.

Secure Long-Term Rental Deals

Sign 12-month leases to lock in rent, use bond cap schemes, and negotiate rent when possible.

Apply for Scholarships & Grants

Institutions often provide financial aid—especially in STEM and healthcare fields. Check regional offers.

Use Cost-Saving Apps

Save on groceries (Coles, Woolworths), track spending (Mint), and use student transport cards (Opal, Myki).

Budget Visa & Fees in Advance

Plan your application timeline to avoid last-minute costs. Include visa, insurance, and ticket charges in early budgets.

Tip: Tailor these tips to your unique lifestyle, spending habits, and chosen city to maximise savings.

For many Indian students, studying in Australia represents more than just a degree—it’s a launchpad for global exposure, top-tier education, and exciting career prospects. However, the financial commitment can often feel overwhelming. That’s where scholarships come in, making it possible for deserving students to access world-class education without the financial burden.

This comprehensive guide is tailored for Indian students aiming to study in Australia for the 2026 and 2027 intakes. Whether you're applying for undergraduate, postgraduate, or research programs, we’ll walk you through the top scholarships, eligibility criteria, and benefits to help you turn your overseas dream into a reality.

Types of Scholarships in Australia for International Students (2026)

Australia offers a wide range of scholarships, catering to various academic levels, fields of study, and student profiles. Here's a quick overview of the key categories:


Type of Scholarship

Ideal For

Examples

Government-Funded

High-achieving students from eligible countries

Australia Awards Scholarship, Destination Australia

University-Specific

Merit-based or need-based international students

Melbourne International Undergraduate Scholarship, UNSW International Scholarships

Research Scholarships

Postgraduate research students (Masters/PhD)

RTP Scholarship (Research Training Program), UQ Graduate School Scholarship

Merit-Based Scholarships

Academically outstanding students

Vice-Chancellor’s Scholarships, Monash International Merit Award


Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

If you’re seeking fully funded scholarships that cover tuition fees, living costs, travel, and more, here are the top opportunities available to Indian students:


Scholarship Name

Offered By

Eligibility Criteria

Benefits

Australia Awards Scholarship

Australian Government

UG/PG students from eligible countries including India; academic excellence and leadership potential

Full tuition, return airfare, living allowance, OSHC (health cover)

Destination Australia Scholarship

Australian Government

International students studying at regional campuses; strong academic background

AUD 15,000/year (~₹8.3L) for tuition and living expenses

Research Training Program (RTP)

Australian Government

Masters/PhD students with strong academic and research profiles

Tuition coverage, living stipend (AUD 30,000/year [₹16.6L]), and research allowances

Melbourne Graduate Research Scholarship

University of Melbourne

High-achieving research applicants for Masters/PhD

Full fee waiver, AUD 37,000 (~₹20.5L) stipend, relocation grant

ANU Chancellor’s International Scholarship

Australian National University

UG/PG students with excellent academic records

Up to 100% tuition fee waiver

UNSW International Scholarships

University of New South Wales

UG/PG applicants; academic merit, leadership, and extracurricular achievements

Full tuition, travel support, and living allowance

Monash International Leadership Scholarship

Monash University

UG/PG students with an outstanding academic record

100% tuition fee waiver

UQ Graduate School Scholarship (UQGSS)

University of Queensland

PhD/MPhil students with academic and research excellence

Full tuition, AUD 32,000+ stipend (~₹17.8L), health insurance

University of Sydney International Scholarship

University of Sydney

Postgraduate research students with strong research potential

Full tuition and living stipend (AUD 37,000/year [₹20.5L])

Macquarie Vice-Chancellor’s International Scholarship

Macquarie University

UG/PG students with academic excellence and leadership qualities

Up to 100% tuition fee coverage

Note: Scholarship amounts may vary based on course, academic performance, and currency exchange rates.


Fully Funded & Partially Funded Scholarships in Australia for Indian Students (2026–2027)

Dreaming of studying in Australia but worried about finances? Scholarships are the key to turning your study abroad dream into reality. Whether you're aiming for a fully funded opportunity or a partial tuition waiver, Australia offers a wide variety of scholarships to support talented international students—especially from India.

In this guide, you’ll discover:

  • Top 10 fully funded scholarships for Indian students

  • Top 10 partially funded scholarships in 2026–2027

  • Eligibility, benefits, application processes, timelines

  • 10 actionable tips to increase your chances

Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

These scholarships cover tuition, living expenses, travel, and more—making your education almost entirely cost-free.


1. Australia Awards Scholarship

  • Eligibility: Indian citizen, ≥18 years (by Feb 2026), strong academics, leadership qualities, no Australian PR

  • Benefits: Full tuition, return airfare, monthly stipend, OSHC, establishment allowance, English training

  • Application: Via DFAT portal + country-specific process (academic records, CV, references)

  • Timeline: Opens Feb 1, 2026 | Closes Apr 30, 2026 | Results: Jul–Sep 2026

2. Destination Australia Scholarship

  • Eligibility: Indian students enrolled full-time at regional Australian campuses

  • Benefits: AUD 15,000/year (~₹8.3L) for up to 2 years

  • Application: Apply through the university (e.g., UQ Gatton), submit a personal statement

  • Timeline: Opens Sep 9, 2025 | Closes Jan 20, 2026


3. Research Training Program (RTP)

  • Eligibility: Enrolled in Master’s/PhD HDR with a strong academic profile

  • Benefits: Full tuition, AUD 30,000–42,000/year (~₹16.6–23.3L), OSHC, research grants

  • Application: Through the university's HDR portal with a research proposal

  • Timeline: Varies; typical deadlines – Sep 30, 2025 (S1), Apr 30, 2026 (S2)


4. Melbourne Graduate Research Scholarship

  • Eligibility: Exceptional Master’s/PhD research students at UniMelb

  • Benefits: Full tuition, AUD 37,000 stipend (~₹20.5L), relocation grant

  • Application: Via University of Melbourne research portal with proposal and references

  • Timeline: Between Sep–Nov 2025


5. ANU Chancellor’s International Scholarship

  • Eligibility: High-achieving UG/PG Indian students applying to ANU

  • Benefits: Up to 100% tuition waiver (depending on academic profile)

  • Application: Automatic consideration (no separate form)

  • Timeline: Closes ~Dec 15, 2025


6. UNSW International Scholarships

  • Eligibility: UG/PG applicants with merit, leadership, and extracurricular excellence

  • Benefits: Full tuition, living/travel support (varies by award)

  • Application: Apply through UNSW scholarships portal

  • Timeline: Ends around Nov 2025


7. Monash International Leadership Scholarship

  • Eligibility: UG/PG students with strong academics + leadership skills

  • Benefits: 100% tuition fee waiver

  • Application: Through Monash portal (includes CV, essays)

  • Timeline: Expected deadline ~Mar 31, 2026


8. UQ Graduate School Scholarship (UQGSS)

  • Eligibility: HDR (PhD/MPhil) candidates with academic and research merit

  • Benefits: Full tuition, AUD 32,000+ stipend/year (~₹17.8L), OSHC

  • Application: Submit via UQ research portal with research proposal

  • Timeline: Faculty-based; usually Oct–Dec 2025


9. University of Sydney International Scholarship

  • Eligibility: PG research applicants with strong research potential

  • Benefits: Full tuition + stipend (AUD 37,000/year [₹20.5L])

  • Application: Through USyd scholarships portal

  • Timeline: Deadline ~Sep 12, 2025


10. Macquarie Vice-Chancellor’s International Scholarship

  • Eligibility: Indian UG/PG students with academic distinction

  • Benefits: AUD 10,000 per year (up to 100% tuition in rare cases)

  • Application: Through Macquarie’s portal (apply early for better chances)

  • Timeline: Opens early 2025 | Offers notified by mid‑2025


Top 10 Partially Funded Scholarships in Australia (2026–2027)

These scholarships offer tuition discounts, merit support, and living stipends—perfect if you’re looking to ease the financial load without full coverage.


Scholarship

University

Benefits

International Merit Scholarship

University of South Australia

25% tuition discount

Vice-Chancellor’s International

Charles Darwin University

25–50% tuition

Global Excellence Scholarship

University of Western Australia

AUD 5,000–12,000/year

Swinburne International Excellence Award

Swinburne University

Up to 30% tuition

La Trobe Academic Excellence Scholarship

La Trobe University

15–25% off

RMIT Academic Merit Scholarship

RMIT University

Up to 20% off

Macquarie Regional Campus Scholarship

Macquarie University

AUD 5,000–10,000/year

Bond India Excellence Scholarship

Bond University

AUD 10,000 grant

Griffith Remarkable Scholarship

Griffith University

50% tuition waiver

Deakin International Scholarship

Deakin University

25% tuition discount


Key Application Timelines:


  • Most deadlines fall between June–November 2025

  • Many universities offer automatic consideration upon course application

  • Always confirm exact dates on official university websites

Cost of Studying in Australia for Indian Students in 2026

Introduction

Are you planning to study in Australia in 2025–2026? Understanding the full cost structure—from tuition fees and living expenses to scholarships and updated visa rules—is essential for making smart financial decisions. This guide provides a detailed breakdown to help Indian students and their families budget wisely for higher education in Australia.


Tuition Fees in Australia: Top Universities (2026)

Australia continues to be a top destination for Indian students due to its globally ranked universities, high-quality education, and vibrant student life. As tuition fees and visa policies evolve, it’s important to stay updated on the latest costs.

Below is a table of the Top 10 Australian Universities for Indian Students in 2026, along with their QS

global rankings and estimated tuition fees:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

University of Melbourne

#19

A$45,000 – A$55,000

₹25L – ₹30.5L

University of New South Wales (UNSW)

#20

A$44,000 – A$50,000

₹24.4L – ₹27.8L

University of Sydney

#25

A$45,000 – A$52,000

₹25L – ₹28.9L

Australian National University (ANU)

#32

A$43,000 – A$49,000

₹23.9L – ₹27.2L

University of Queensland (UQ)

#42

A$40,000 – A$48,000

₹22.2L – ₹26.7L

Monash University

#36

A$42,000 – A$50,000

₹23.3L – ₹27.8L

University of Western Australia (UWA)

#77

A$38,000 – A$45,000

₹21.1L – ₹25L

University of Adelaide

#82

A$37,000 – A$44,000

₹20.5L – ₹24.4L

University of Technology Sydney (UTS)

#96

A$36,000 – A$43,000

₹20L – ₹24L

Macquarie University

#138

A$35,000 – A$42,000

₹19.4L – ₹23.3L

Note: Tuition fees vary by course and university. Programs in Engineering, Medicine, and MBA typically cost more. Currency fluctuations may also affect INR estimates.


Affordable Universities in Australia for Indian Students (2026)

Studying in Australia doesn’t always mean premium prices. Many reputed universities offer affordable tuition fees without compromising on quality. Here’s a curated list of budget-friendly universities in Australia for 2026:


University Name

QS World Rank 2026

Avg Annual Tuition Fee (AUD)

Estimated Cost in INR

Western Sydney University (WSU)

#400

A$28,000 – A$34,000

₹15.5L – ₹19L

University of Southern Queensland (USQ)

#410

A$25,000 – A$30,000

₹14L – ₹16.6L

Edith Cowan University (ECU)

#487

A$28,000 – A$33,000

₹15.5L – ₹18.3L

Central Queensland University (CQU)

#499

A$25,000 – A$32,000

₹14L – ₹17.8L

Charles Darwin University (CDU)

#584

A$26,000 – A$31,000

₹14.4L – ₹17.2L

Southern Cross University

#638

A$25,000 – A$30,000

₹14L – ₹16.6L

Victoria University

#741–750

A$26,000 – A$32,000

₹14.4L – ₹17.8L

University of New England (UNE)

#1001–1200

A$25,000 – A$30,000

₹14L – ₹16.6L

Federation University Australia

Not Ranked

A$22,000 – A$28,000

₹12.2L – ₹15.5L

University of the Sunshine Coast (USC)

Not Ranked

A$24,000 – A$29,000

₹13.3L – ₹16.1L

Tip: Regional and affordable universities not only lower your tuition costs but also make you eligible for longer post-study work visas.

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Course-wise Cost of Studying in Australia for Indian Students (2026–2027)

Understanding the tuition fees by course and level of study is crucial for Indian students planning to pursue higher education in Australia. Costs can vary significantly depending on the degree type and field of study. Below is a detailed breakdown of average annual tuition fees for 2026–2027.


Course-wise Tuition Fees in Australia (2026–2027)


Level / Program

Average Annual Tuition Fee (AUD)

Estimated INR (₹)

Undergraduate (UG)

A$25,000 – A$45,000

₹14L – ₹25L

Postgraduate (PG)

A$28,000 – A$50,000

₹15.5L – ₹27.8L

Doctoral (PhD)

A$20,000 – A$42,000

₹11.1L – ₹23.3L

MBA / Executive Programs

A$45,000 – A$75,000

₹25L – ₹41.7L

Engineering & Technology

A$35,000 – A$50,000

₹19.4L – ₹27.8L

Medicine & Health Sciences

A$60,000 – A$90,000

₹33.3L – ₹50L

Arts, Humanities & Social Sciences

A$22,000 – A$38,000

₹12.2L – ₹21.1L

Law

A$30,000 – A$45,000

₹16.6L – ₹25L

IT & Computer Science

A$30,000 – A$48,000

₹16.6L – ₹26.7L

Business & Commerce

A$30,000 – A$50,000

₹16.6L – ₹27.8L

Note: Fees vary by institution, program, and currency exchange rate. Medicine, Engineering, and MBA programs are typically the most expensive.


How to Apply to Australian Universities from India (2026)

Indian students aiming to study in Australia must follow a clear and structured application process. Here’s a step-by-step guide for 2026 admissions, from choosing your course to securing your student visa.


Application Process for Indian Students (2026–2027)


Step

Details & Tips

1. Choose Your Course & University

Use platforms like CRICOS or university websites. Consider QS rankings, tuition fees, scholarships, and city preference.

2. Check Entry Requirements

Ensure eligibility based on academics, English proficiency (IELTS/TOEFL/Duolingo), and any course prerequisites.

3. Prepare Your Documents

Collect academic transcripts, SOP, LORs, CV (for PG), English test scores, and passport copy.

4. Take Required Tests

Schedule IELTS/TOEFL/Duolingo. Some PG programs may also require GMAT/GRE.

5. Submit Applications

Apply via official university portals, agents, or centralized platforms like StudyLink.

6. Receive & Accept Offer

Upon acceptance, pay the deposit (A$1,500–A$5,000 or ₹83K–₹2.7L) to confirm your spot.

7. Get OSHC (Health Cover)

Mandatory for visa. Providers include Allianz, BUPA. Cost: ~A$500–600/year (₹27K–₹33K).

8. Apply for Student Visa (Subclass 500)

Submit via ImmiAccount with COE, OSHC, GTE statement, and financial docs. Visa fee (2025): A$1,600–A$2,000 (₹89K–₹1.1L).

9. Attend Visa Interview (if required)

Some students may be interviewed. Be ready to justify your academic and financial plans.

10. Plan Your Travel & Accommodation

Book flights and housing. Aim to arrive 2–3 weeks before your course starts.


Major Scholarships for Indian Students in Australia (2026–2027)

Australia offers numerous scholarships to help Indian students reduce the cost of education. These are offered by the Australian Government, individual universities, and research institutions.


Top Scholarships for Indian Students (2026–2027)


Scholarship

Eligibility

Benefits for Indian Students

Australia Awards Scholarships

UG/PG applicants; strong academics; return to India required

Full tuition, airfare, living costs, OSHC

Destination Australia Scholarship

UG/PG students at regional campuses

Up to A$15,000 (₹8.3L) per year

CSIRO–India Research Fellowship

Indian PhD STEM students

Living stipend, research support, airfare

University of Melbourne International Scholarships

High-achieving UG/PG students

Full tuition or A$10,000 (₹5.5L) grant

UNSW International Scholarships

Merit-based UG/PG applicants

A$5,000–A$20,000/year or full tuition

Monash International Merit Scholarship

Minimum 85% marks

A$10,000 (₹5.5L) per year

Macquarie Vice-Chancellor’s Scholarship

UG/PG; strong academics; IELTS 6.5+

Up to A$10,000 (₹5.5L) toward tuition

Deakin Vice-Chancellor’s Meritorious Scholarship

Indian students with 85%+ marks

100% tuition waiver

University of Sydney International Scholarship

PG research students

Full tuition + stipend (~A$37,000/year)

RMIT India Global Leaders Scholarship

UG/PG business students

20% tuition reduction

Scholarship eligibility and amounts may change based on intake, course level, and university policies. Always refer to official websites for the latest updates and application deadlines.


Major 2025 Changes to Australia’s Student Visa and Work Rights – What Indian Students Need to Know

Planning to study in Australia in 2025–2026? There are major changes to the student visa system that could affect your study plans, work rights, and overall budget. If you're an Indian student aiming to pursue higher education in Australia, it’s crucial to stay updated and plan ahead.

Here’s a complete breakdown of the latest updates and smart financial tips to help you navigate these changes.

Australian Student Visa & Work Rights Changes in 2025–2026


Update

Details

What It Means for You (Indian Students)

Mandatory Confirmation of Enrolment (CoE)

From Jan 1, 2025, only a CoE is accepted (not just a Letter of Offer).

Secure your CoE early before applying for your visa.

Visa Application Fee Hike

Increased to A$1,600 (from A$710 in 2024)

Set aside ₹50,000–₹55,000 extra for visa-related expenses.

Limited Onshore Visa Switching

Offshore applications are mandatory in most cases

Don’t rely on changing visa types from within Australia.

Capped Work Hours

48 hours per fortnight during study periods

Plan your work schedule to stay within the legal limit.

New Genuine Student Test (GST)

Replaces GTE with stricter checks

Show clear academic intent and solid financial support.

Regional Incentives Expanded

Longer post-study work visas for regional university grads

Consider studying in regional areas for better PR prospects.

Enrollment Cap & Ghost College Crackdown

270,000 student intake cap + 150+ fake providers shut

Only apply to trusted, CRICOS-approved institutions.


Tips to Manage the Cost of Studying in Australia (2026–2027)

With visa fees rising and tuition costs growing, financial planning is more important than ever. Here’s how Indian students can cut costs without compromising the quality of their education.


1. Apply Early for Scholarships

  • Look into merit-based and uni-specific scholarships like:

    • Deakin Vice Chancellor’s Scholarship

    • UNSW International Scholarships

  • Explore government-funded scholarships like the Australia Awards.

2. Choose Regional Universities

  • Lower tuition + affordable lifestyle in places like Adelaide, Hobart, Darwin.

  • Regional campuses offer extra PR points and longer post-study work visas.

3. Pick Cost-Effective Programs

  • Choose diploma-to-degree pathways or unis with lower fees (e.g., USQ, CQU).

  • Shorter courses = reduced overall cost + earlier entry to workforce.

4. Maximize Student Discounts

  • Use student cards (ISIC, UniCards) for discounts on transport, food & entertainment.

  • Local transport concessions = major monthly savings.

5. Work Part-Time Legally

  • Work up to 48 hours per fortnight during semesters.

  • Focus on flexible or campus jobs: tutoring, food services, retail.

6. Share Accommodation

  • Living with others helps split rent, Wi-Fi, and utilities.

  • University-managed housing can offer bundled deals with fewer hidden costs.

7. Shop Smart

  • Buy second-hand essentials (books, furniture) on Gumtree or Facebook Marketplace.

  • Shop at Kmart, Aldi, Coles for budget-friendly groceries and items.

8. Use a Monthly Budget

  • Track spending with apps like Splitwise, Mint, or Goodbudget.

  • Set savings goals and build an emergency fund.

9. Make the Most of OSHC

  • OSHC (Overseas Student Health Cover) helps manage healthcare costs.

  • Visit bulk-billing clinics to avoid out-of-pocket charges.

10. Save on Travel

  • Book flights early and off-peak using student fare websites like:

    • StudentUniverse

    • MakeMyTrip Student Fare


Cost of Living in Australia for Indian Students in 2025-2026

Introduction

Are you planning to study in Australia in 2025-2026? One of the most important aspects of your journey is understanding the cost of living. As an international student from India, budgeting wisely will help you manage your expenses without stress. This guide provides a clear breakdown of living costs in Australia—including accommodation, food, transportation, and other essentials—so you can plan your finances confidently.


Why Understanding the Cost of Living in Australia Matters

Studying abroad is a life-changing experience, but it comes with financial responsibilities. Beyond tuition fees, you'll need to manage your day-to-day expenses. Being aware of the average living costs for Indian students in Australia will help you:

  • Plan your monthly and yearly budget

  • Choose the right city based on affordability

  • Identify potential cost-saving options

  • Prepare for unexpected expenses


Living Expenses in Australia for Indian Students (2026 Estimates)

Here’s a breakdown of the average annual costs Indian students can expect while living in Australia:


Expense Category

Average Yearly Cost (AUD)

Equivalent in INR

Accommodation (Rent)

AUD 12,000 – 18,000

₹6.6L – ₹9.9L

Food & Groceries

AUD 4,000 – 6,000

₹2.2L – ₹3.3L

Transport (Public)

AUD 1,000 – 1,500

₹55K – ₹82.5K

Utilities & Internet

AUD 1,200 – 2,000

₹66K – ₹1.1L

Health Insurance (OSHC)

AUD 600 – 900

₹33K – ₹49.5K

Miscellaneous (Phone, Leisure, etc.)

AUD 1,500 – 2,000

₹82.5K – ₹1.1L

💡 Note: These figures are estimates and may vary depending on your lifestyle, chosen city, and exchange rate fluctuations.


Top Cities in Australia and Their Cost of Living for Indian Students

Your city of choice plays a major role in your overall expenses. Here are the top 5 popular cities for Indian students in Australia, ranked by affordability and features:

City

Avg. Monthly Cost (AUD)

Avg. Yearly Cost (AUD)

Estimated INR Equivalent

Why Choose This City?

Sydney

AUD 2,200 – 2,500

AUD 26,400 – 30,000

₹14.5L – ₹16.5L

Multicultural hub, top universities, high cost of living

Melbourne

AUD 2,000 – 2,300

AUD 24,000 – 27,600

₹13.2L – ₹15.2L

Vibrant student life, strong public transport

Brisbane

AUD 1,800 – 2,100

AUD 21,600 – 25,200

₹11.9L – ₹13.9L

Affordable, warm climate, good for Indian students

Perth

AUD 1,700 – 2,000

AUD 20,400 – 24,000

₹11.2L – ₹13.2L

Quality education, quieter lifestyle, budget-friendly

Adelaide

AUD 1,600 – 1,900

AUD 19,200 – 22,800

₹10.5L – ₹12.6L

Lowest cost of living, growing Indian community

These estimates include basic living costs (accommodation, food, transport, utilities, health insurance, and miscellaneous expenses). Tuition fees are not included.


Tips to Save Money While Studying in Australia

To make your stay more affordable, here are a few budgeting tips for Indian students:

  1. Opt for Shared Accommodation – Renting with roommates can significantly reduce your housing costs.

  2. Use Public Transport Concessions – Most Australian cities offer student discounts on transport passes.

  3. Cook at Home – Save money by preparing your own meals instead of eating out regularly.

  4. Work Part-Time – International students in Australia can work up to 48 hours per fortnight during academic sessions and unlimited hours during breaks.

  5. Track Expenses – Use apps to monitor your spending and set monthly limits.

  6. Look for Student Discounts – Many entertainment, retail, and travel options offer student pricing.


Top 5 Affordable Cities to Live in Australia for Indian Students in 2026

Studying in Australia doesn’t mean you need to break the bank. Several cities offer a high quality of life at affordable living costs—perfect for Indian students looking to balance education and budget.


Affordable Australian Cities Overview


City

Avg. Monthly Cost (AUD / INR)

Avg. Yearly Cost (AUD / INR)

Why It’s Budget-Friendly

Hobart

AUD 1,500 – 1,800 (₹83K – ₹1L)

AUD 18,000 – 21,600 (₹9.9L – ₹11.9L)

Quiet, scenic, low rent and expenses

Wollongong

AUD 1,600 – 1,850 (₹89K – ₹1.02L)

AUD 19,200 – 22,200 (₹10.5L – ₹12.2L)

Coastal, student-friendly, affordable

Gold Coast

AUD 1,600 – 1,900 (₹83K – ₹1.05L)

AUD 19,200 – 22,800 (₹10.5L – ₹12.6L)

Strong student support and cheap housing

Newcastle

AUD 1,650 – 1,900 (₹92K – ₹1.05L)

AUD 19,800 – 22,800 (₹10.8L – ₹12.6L)

Reasonable costs and great connectivity

Canberra

AUD 1,700 – 2,000 (₹94.5K – ₹1.11L)

AUD 20,400 – 24,000 (₹11.2L – ₹13.2L)

Lower rent than Sydney/Melbourne

Note: Costs include rent, food, transport, utilities, internet, and insurance. Prices vary depending on lifestyle, accommodation, and currency exchange rates.


How to Reduce Your Living Costs in Australia (2026 Edition)

With recent visa policy changes leading to increased upfront costs, budgeting smartly is more important than ever. Here’s how Indian students can manage expenses effectively:


Why Are Costs Rising?


  • Visa fee hikes (now over AUD 1,600)

  • Enrollment caps in popular unis

  • Stricter Genuine Student criteria


Practical Strategies to Cut Costs


Strategy

How It Helps

Choose Regional Study Locations

Cities like Hobart, Newcastle, and Canberra have cheaper rents and qualify for extended post-study work rights and regional scholarships.

Opt for Shared or Student Housing

Living with roommates or in purpose-built accommodations reduces rent, utility, and internet expenses.

Maximise Part-Time Work

Legally work up to 48 hours/fortnight during terms. Use uni job boards and networking for better pay.

Secure Long-Term Rental Deals

Sign 12-month leases to lock in rent, use bond cap schemes, and negotiate rent when possible.

Apply for Scholarships & Grants

Institutions often provide financial aid—especially in STEM and healthcare fields. Check regional offers.

Use Cost-Saving Apps

Save on groceries (Coles, Woolworths), track spending (Mint), and use student transport cards (Opal, Myki).

Budget Visa & Fees in Advance

Plan your application timeline to avoid last-minute costs. Include visa, insurance, and ticket charges in early budgets.

Tip: Tailor these tips to your unique lifestyle, spending habits, and chosen city to maximise savings.

For many Indian students, studying in Australia represents more than just a degree—it’s a launchpad for global exposure, top-tier education, and exciting career prospects. However, the financial commitment can often feel overwhelming. That’s where scholarships come in, making it possible for deserving students to access world-class education without the financial burden.

This comprehensive guide is tailored for Indian students aiming to study in Australia for the 2026 and 2027 intakes. Whether you're applying for undergraduate, postgraduate, or research programs, we’ll walk you through the top scholarships, eligibility criteria, and benefits to help you turn your overseas dream into a reality.

Types of Scholarships in Australia for International Students (2026)

Australia offers a wide range of scholarships, catering to various academic levels, fields of study, and student profiles. Here's a quick overview of the key categories:


Type of Scholarship

Ideal For

Examples

Government-Funded

High-achieving students from eligible countries

Australia Awards Scholarship, Destination Australia

University-Specific

Merit-based or need-based international students

Melbourne International Undergraduate Scholarship, UNSW International Scholarships

Research Scholarships

Postgraduate research students (Masters/PhD)

RTP Scholarship (Research Training Program), UQ Graduate School Scholarship

Merit-Based Scholarships

Academically outstanding students

Vice-Chancellor’s Scholarships, Monash International Merit Award


Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

If you’re seeking fully funded scholarships that cover tuition fees, living costs, travel, and more, here are the top opportunities available to Indian students:


Scholarship Name

Offered By

Eligibility Criteria

Benefits

Australia Awards Scholarship

Australian Government

UG/PG students from eligible countries including India; academic excellence and leadership potential

Full tuition, return airfare, living allowance, OSHC (health cover)

Destination Australia Scholarship

Australian Government

International students studying at regional campuses; strong academic background

AUD 15,000/year (~₹8.3L) for tuition and living expenses

Research Training Program (RTP)

Australian Government

Masters/PhD students with strong academic and research profiles

Tuition coverage, living stipend (AUD 30,000/year [₹16.6L]), and research allowances

Melbourne Graduate Research Scholarship

University of Melbourne

High-achieving research applicants for Masters/PhD

Full fee waiver, AUD 37,000 (~₹20.5L) stipend, relocation grant

ANU Chancellor’s International Scholarship

Australian National University

UG/PG students with excellent academic records

Up to 100% tuition fee waiver

UNSW International Scholarships

University of New South Wales

UG/PG applicants; academic merit, leadership, and extracurricular achievements

Full tuition, travel support, and living allowance

Monash International Leadership Scholarship

Monash University

UG/PG students with an outstanding academic record

100% tuition fee waiver

UQ Graduate School Scholarship (UQGSS)

University of Queensland

PhD/MPhil students with academic and research excellence

Full tuition, AUD 32,000+ stipend (~₹17.8L), health insurance

University of Sydney International Scholarship

University of Sydney

Postgraduate research students with strong research potential

Full tuition and living stipend (AUD 37,000/year [₹20.5L])

Macquarie Vice-Chancellor’s International Scholarship

Macquarie University

UG/PG students with academic excellence and leadership qualities

Up to 100% tuition fee coverage

Note: Scholarship amounts may vary based on course, academic performance, and currency exchange rates.


Fully Funded & Partially Funded Scholarships in Australia for Indian Students (2026–2027)

Dreaming of studying in Australia but worried about finances? Scholarships are the key to turning your study abroad dream into reality. Whether you're aiming for a fully funded opportunity or a partial tuition waiver, Australia offers a wide variety of scholarships to support talented international students—especially from India.

In this guide, you’ll discover:

  • Top 10 fully funded scholarships for Indian students

  • Top 10 partially funded scholarships in 2026–2027

  • Eligibility, benefits, application processes, timelines

  • 10 actionable tips to increase your chances

Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

These scholarships cover tuition, living expenses, travel, and more—making your education almost entirely cost-free.


1. Australia Awards Scholarship

  • Eligibility: Indian citizen, ≥18 years (by Feb 2026), strong academics, leadership qualities, no Australian PR

  • Benefits: Full tuition, return airfare, monthly stipend, OSHC, establishment allowance, English training

  • Application: Via DFAT portal + country-specific process (academic records, CV, references)

  • Timeline: Opens Feb 1, 2026 | Closes Apr 30, 2026 | Results: Jul–Sep 2026

2. Destination Australia Scholarship

  • Eligibility: Indian students enrolled full-time at regional Australian campuses

  • Benefits: AUD 15,000/year (~₹8.3L) for up to 2 years

  • Application: Apply through the university (e.g., UQ Gatton), submit a personal statement

  • Timeline: Opens Sep 9, 2025 | Closes Jan 20, 2026


3. Research Training Program (RTP)

  • Eligibility: Enrolled in Master’s/PhD HDR with a strong academic profile

  • Benefits: Full tuition, AUD 30,000–42,000/year (~₹16.6–23.3L), OSHC, research grants

  • Application: Through the university's HDR portal with a research proposal

  • Timeline: Varies; typical deadlines – Sep 30, 2025 (S1), Apr 30, 2026 (S2)


4. Melbourne Graduate Research Scholarship

  • Eligibility: Exceptional Master’s/PhD research students at UniMelb

  • Benefits: Full tuition, AUD 37,000 stipend (~₹20.5L), relocation grant

  • Application: Via University of Melbourne research portal with proposal and references

  • Timeline: Between Sep–Nov 2025


5. ANU Chancellor’s International Scholarship

  • Eligibility: High-achieving UG/PG Indian students applying to ANU

  • Benefits: Up to 100% tuition waiver (depending on academic profile)

  • Application: Automatic consideration (no separate form)

  • Timeline: Closes ~Dec 15, 2025


6. UNSW International Scholarships

  • Eligibility: UG/PG applicants with merit, leadership, and extracurricular excellence

  • Benefits: Full tuition, living/travel support (varies by award)

  • Application: Apply through UNSW scholarships portal

  • Timeline: Ends around Nov 2025


7. Monash International Leadership Scholarship

  • Eligibility: UG/PG students with strong academics + leadership skills

  • Benefits: 100% tuition fee waiver

  • Application: Through Monash portal (includes CV, essays)

  • Timeline: Expected deadline ~Mar 31, 2026


8. UQ Graduate School Scholarship (UQGSS)

  • Eligibility: HDR (PhD/MPhil) candidates with academic and research merit

  • Benefits: Full tuition, AUD 32,000+ stipend/year (~₹17.8L), OSHC

  • Application: Submit via UQ research portal with research proposal

  • Timeline: Faculty-based; usually Oct–Dec 2025


9. University of Sydney International Scholarship

  • Eligibility: PG research applicants with strong research potential

  • Benefits: Full tuition + stipend (AUD 37,000/year [₹20.5L])

  • Application: Through USyd scholarships portal

  • Timeline: Deadline ~Sep 12, 2025


10. Macquarie Vice-Chancellor’s International Scholarship

  • Eligibility: Indian UG/PG students with academic distinction

  • Benefits: AUD 10,000 per year (up to 100% tuition in rare cases)

  • Application: Through Macquarie’s portal (apply early for better chances)

  • Timeline: Opens early 2025 | Offers notified by mid‑2025


Top 10 Partially Funded Scholarships in Australia (2026–2027)

These scholarships offer tuition discounts, merit support, and living stipends—perfect if you’re looking to ease the financial load without full coverage.


Scholarship

University

Benefits

International Merit Scholarship

University of South Australia

25% tuition discount

Vice-Chancellor’s International

Charles Darwin University

25–50% tuition

Global Excellence Scholarship

University of Western Australia

AUD 5,000–12,000/year

Swinburne International Excellence Award

Swinburne University

Up to 30% tuition

La Trobe Academic Excellence Scholarship

La Trobe University

15–25% off

RMIT Academic Merit Scholarship

RMIT University

Up to 20% off

Macquarie Regional Campus Scholarship

Macquarie University

AUD 5,000–10,000/year

Bond India Excellence Scholarship

Bond University

AUD 10,000 grant

Griffith Remarkable Scholarship

Griffith University

50% tuition waiver

Deakin International Scholarship

Deakin University

25% tuition discount


Key Application Timelines:


  • Most deadlines fall between June–November 2025

  • Many universities offer automatic consideration upon course application

  • Always confirm exact dates on official university websites

Introduction

For many Indian students, the aspiration to pursue higher education in Australia symbolizes access to world-class academic excellence and international career opportunities. Yet, the financial commitment involved can often seem daunting. This is where scholarships become a game-changer—bridging the gap between ambition and affordability by making quality Australian education more accessible.

This comprehensive guide is tailored for Indian students targeting the 2026 and 2027 intakes. It explores a wide range of scholarship opportunities, from prestigious government-funded programs to generous university-specific grants. Along the way, we’ll provide practical insights and a step-by-step roadmap to help you successfully identify, apply for, and secure the right scholarship for your academic journey in Australia.


Types of Scholarships in Australia for International Students in 2026

Australia offers a wide range of scholarships to support international students, including those from India. These scholarships vary by type, eligibility, and coverage—ranging from full tuition fee waivers to generous living stipends. Understanding the types available can help students find the right fit for their academic and financial needs.


Type of Scholarship

Ideal For

Examples

Government-Funded

High-achieving students from partner countries

Australia Awards Scholarship, Destination Australia Scholarship

University-Specific

Merit-based or need-based international students

Melbourne International Undergraduate Scholarship, UNSW International Scholarships

Research Scholarships

Postgraduate research candidates (Masters/PhD)

Research Training Program (RTP), UQ Graduate School Scholarship

Merit-Based Scholarships

Academically outstanding students

Vice-Chancellor’s Scholarships, Monash International Merit Award


Top 10 Fully Funded Scholarships in Australia for International Students (2026–2027)

Planning to study in Australia without financial burden? Here are ten of the most sought-after fully funded scholarships for Indian students applying in the 2026–2027 academic intakes. These scholarships typically cover tuition fees, living expenses, travel, and more.


Scholarship Name

Offered By

Eligibility Criteria

Benefits

Australia Awards Scholarship

Australian Government

UG/PG applicants from eligible countries (incl. India), academic excellence, leadership potential

Full tuition, return airfare, living allowance, OSHC

Destination Australia Scholarship

Australian Government

International students studying at regional campuses, academic merit

AUD 15,000 (approx. ₹8.3L) per year for tuition & living costs

Research Training Program (RTP)

Australian Government

Postgraduate research students (Masters/PhD), with strong academic/research profile

Full tuition, living stipend (~AUD 30,000/₹16.6L per year), additional allowances

Melbourne Graduate Research Scholarship

University of Melbourne

High-achieving Masters/PhD students, strong research proposals

Full fee waiver, AUD 37,000 (₹20.5L) stipend, relocation support

ANU Chancellor’s International Scholarship

Australian National University

UG/PG applicants with academic excellence

Full or partial tuition fee waiver (up to 100%)

UNSW International Scholarships

University of New South Wales

UG/PG students with academic merit, leadership, extracurricular achievements

Full tuition coverage, living & travel support

Monash International Leadership Scholarship

Monash University

UG/PG applicants with outstanding academic records

100% tuition fee waiver

UQ Graduate School Scholarship (UQGSS)

University of Queensland

HDR candidates (PhD/MPhil), academic and research excellence

Full tuition, AUD 32,000+ (₹17.8L) annual stipend, health cover

University of Sydney International Scholarship

University of Sydney

PG research students demonstrating research potential

Tuition + stipend (~AUD 37,000/₹20.5L per year)

Macquarie Vice-Chancellor’s International Scholarship

Macquarie University

UG/PG students with academic excellence and leadership qualities

Up to 100% tuition fee coverage

Note: Scholarship amounts may vary based on the specific course, merit, and fluctuations in exchange rates.


Detailed Overview of the Top 10 Fully Funded Scholarships in Australia for Indian Students (2026–2027)

Looking to study in Australia without financial constraints? Here’s a closer look at the top 10 fully funded scholarships in Australia for Indian students, including eligibility, benefits, application processes, and key deadlines. This guide is designed to help you prepare and apply with confidence for the 2026–2027 academic intakes.


1. Australia Awards Scholarship

  • Eligibility: Indian citizen; aged 18+ by February 2026; strong academic performance; demonstrated leadership skills; must not hold Australian permanent residency.

  • Benefits: Full tuition fee, return airfare, living stipend, Overseas Student Health Cover (OSHC), establishment allowance, and pre-course English support.

  • Application Process: Apply via the DFAT portal and country-specific channels; submit academic transcripts, CV, personal statement, and references.

  • Timeline:

    • Opens: February 1, 2026

    • Closes: April 30, 2026

    • Results: July to September 2026

2. Destination Australia Scholarship

  • Eligibility: International students (including Indian) enrolling full-time at regional campus locations.

  • Benefits: AUD 15,000 (approx. ₹8.3 lakhs) per year, renewable up to 2 years.

  • Application Process: Apply directly through the host university (e.g., University of Queensland - Gatton campus); a personal statement is typically required.

  • Timeline:

    • Opens: September 9, 2025

    • Closes: January 20, 2026

3. Research Training Program (RTP) Scholarship

  • Eligibility: Master's or PhD candidates in a Higher Degree by Research (HDR) program at participating universities; strong academic and research record.

  • Benefits: Full tuition coverage, annual living stipend (AUD 30,000–42,000), OSHC, and research allowances.

  • Application Process: Apply through the university's HDR office, usually in tandem with your research program application.

  • Timeline:

    • Semester 1 Intake Deadline: ~September 30, 2025

    • Semester 2 Intake Deadline: ~April 30, 2026
      (Deadlines vary by institution)


4. Melbourne Graduate Research Scholarship

  • Eligibility: Exceptional Master’s or PhD research applicants at the University of Melbourne.

  • Benefits: Full tuition fee waiver, annual stipend of AUD 37,000 (₹20.5L), relocation grant, and possible parental leave benefits.

  • Application Process: Apply through the University of Melbourne research portal with a detailed research proposal, academic records, and references.

  • Timeline:

    • Deadlines: Typically between September to November 2025


5. ANU Chancellor’s International Scholarship

  • Eligibility: High-achieving Indian students applying for undergraduate or postgraduate coursework programs at the Australian National University (ANU).

  • Benefits: Up to 50% tuition fee waiver or AUD 25,000 (₹13.9L) per year.

  • Application Process: No separate application; eligible applicants are automatically considered.

  • Timeline:

    • Deadline: Around December 15, 2025

6. UNSW International Scholarships

  • Eligibility: Indian undergraduate or postgraduate applicants with strong academic merit, leadership, and extracurricular involvement.

  • Benefits: Full tuition coverage; additional travel and living support may be offered.

  • Application Process: Apply through the UNSW scholarship portal with academic transcripts and supporting documents.

  • Timeline:

    • Deadline: Typically closes by November 2025


7. Monash International Leadership Scholarship

  • Eligibility: Outstanding UG/PG applicants at Monash University with demonstrated leadership and academic distinction.

  • Benefits: 100% tuition fee waiver for the duration of the course.

  • Application Process: Apply via the Monash Scholarships portal; requires academic transcripts, a CV, and a personal statement or essays.

  • Timeline:

    • Deadline: Likely around March 31, 2026


8. UQ Graduate School Scholarship (UQGSS)

  • Eligibility: PhD or MPhil applicants at the University of Queensland, with excellent academic and research credentials.

  • Benefits: Full tuition waiver, annual stipend of AUD 32,000+ (₹17.8L), and health insurance.

  • Application Process: Submit your research proposal and references via the UQ graduate research portal.

  • Timeline:

    • Deadlines: Faculty-specific, usually October to December 2025


9. University of Sydney International Scholarship

  • Eligibility: High-potential postgraduate research candidates with a compelling research proposal.

  • Benefits: Tuition fee coverage plus an annual stipend of around AUD 37,000 (₹20.5L).

  • Application Process: Apply via the University of Sydney scholarship system alongside your research program application.

  • Timeline:

    • Deadline: Around September 12, 2025


10. Macquarie Vice-Chancellor’s International Scholarship

  • Eligibility: Indian UG or PG applicants with outstanding academic performance and leadership qualities.

  • Benefits: AUD 10,000 per year (covers approx. 25% of tuition).

  • Application Process: Apply through the Macquarie University scholarship portal; early acceptance enhances selection chances.

  • Timeline:

    • Opens: Early 2025

    • Results: Notifications typically by mid-2025


Top 10 Partially Funded Scholarships in Australia for Indian Students (2026–2027)

Planning to pursue higher education in Australia but need financial assistance? While fully funded scholarships are highly competitive, several partially funded scholarships can significantly reduce your financial burden. These awards typically offer tuition fee discounts, living stipends, and merit-based support, making Australian education more accessible for Indian students.


Quick Comparison: Partially Funded Scholarships


Scholarship Name

Offered By

Eligibility

Benefits

International Merit Scholarship

University of South Australia

UG/PG, strong academic record

25% tuition fee reduction

Vice-Chancellor’s International Scholarship

Charles Darwin University

UG/PG, academic merit + leadership

25–50% tuition fee waiver

Global Excellence Scholarship

University of Western Australia

UG/PG, Indian students with high scores

AUD 5,000–12,000 per year

Swinburne International Excellence Award

Swinburne University

UG/PG, academic merit

Up to 30% tuition fee reduction

La Trobe Academic Excellence Scholarship

La Trobe University

UG/PG, academic excellence

15–25% tuition discount

RMIT Academic Merit Scholarship

RMIT University

UG/PG, GPA-based eligibility

Up to 20% tuition discount

Macquarie Regional Campus Scholarship

Macquarie University

UG/PG at regional campuses

AUD 5,000–10,000 per year

Bond University India Excellence Scholarship

Bond University

Indian UG applicants, academic merit

AUD 10,000 tuition support

Griffith Remarkable Scholarship

Griffith University

UG/PG, high academic achievers

50% tuition waiver

Deakin International Scholarship

Deakin University

UG/PG, Indian students with strong academics

25% tuition discount

Note: Benefits may vary based on course type, academic performance, and exchange rate fluctuations.


Detailed Overview of Each Scholarship


1. International Merit Scholarship – University of South Australia

  • Eligibility: Indian undergraduate or postgraduate students with strong academic records.

  • Benefits: 25% tuition fee reduction.

  • Application Process: No separate form; apply with course admission.

  • Deadline: October 2025


2. Vice-Chancellor’s International Scholarship – Charles Darwin University

  • Eligibility: UG/PG students with high GPA and leadership traits.

  • Benefits: 25–50% tuition waiver.

  • Application Process: Apply through CDU portal; submit personal statement.

  • Deadline: April 30, 2026 (Opens January 2026)


3. Global Excellence Scholarship – University of Western Australia

  • Eligibility: Indian UG/PG students with excellent academic results.

  • Benefits: AUD 5,000–12,000/year towards tuition.

  • Application Process: Automatic consideration during course application.

  • Timeline: Offers released March–May 2026


4. Swinburne International Excellence Award – Swinburne University

  • Eligibility: UG/PG students with strong academic merit.

  • Benefits: Up to 30% tuition fee reduction.

  • Application Process: Apply through Swinburne portal; no essay required.

  • Deadline: June 2026


5. La Trobe Academic Excellence Scholarship – La Trobe University

  • Eligibility: High-achieving UG/PG Indian applicants.

  • Benefits: 15–25% tuition discount.

  • Application Process: Apply for course; submit transcripts and English test scores.

  • Deadline: October 1, 2025


6. RMIT Academic Merit Scholarship – RMIT University

  • Eligibility: UG/PG students meeting minimum GPA criteria.

  • Benefits: Up to 20% off tuition fees.

  • Application Process: Apply via RMIT scholarship and admission portals.

  • Deadline: Main round closes July 2025


7. Macquarie Regional Campus Scholarship – Macquarie University

  • Eligibility: Indian UG/PG students studying at regional campuses.

  • Benefits: AUD 5,000–10,000 (₹2.7L–₹5.5L) per year.

  • Application Process: Apply during course application; no additional form required.

  • Timeline: Campus-specific deadlines, typically March–April 2026


8. Bond University India Excellence Scholarship – Bond University

  • Eligibility: Indian undergraduate applicants with a strong academic background.

  • Benefits: AUD 10,000 tuition support.

  • Application Process: Submit scholarship form with admission application.

  • Deadline: June 30, 2025


9. Griffith Remarkable Scholarship – Griffith University

  • Eligibility: UG/PG Indian students with outstanding academic profiles.

  • Benefits: 50% tuition fee waiver.

  • Application Process: Submit academic records, CV, and optional personal statement.

  • Deadline: November 2025

10. Deakin International Scholarship – Deakin University

  • Eligibility: UG/PG Indian students with high academic achievement.

  • Benefits: 25% tuition fee reduction.

  • Application Process: Apply with course; include transcripts and English proficiency scores.

  • Deadline: August 2025


Tips to Win Scholarships in Australia (2026–2027 Edition)

Boost your chances of winning a scholarship by following these proven strategies:


1. Start Early

Begin researching and preparing documents at least 12 months in advance to meet deadlines and requirements smoothly.


2. Prioritise Academic Excellence

Maintain a strong GPA and highlight subject-specific strengths that align with your chosen course.


3. Apply to Multiple Scholarships

Widen your chances by applying to both government and university-funded scholarships.4. Personalise Your Application

Tailor your personal statement or essay to align with the scholarship’s goals and values.


5. Showcase Extracurriculars

Highlight leadership roles, volunteering, or creative projects that make you stand out.


6. Secure Strong Recommendations

Request reference letters from professors or mentors who can speak confidently about your strengths.


7. Read Guidelines Carefully

Avoid disqualification by strictly following eligibility rules, formatting, and document requirements.


8. Strengthen Test Scores (if required)

Scoring well on IELTS, TOEFL, GRE, or GMAT can add credibility to your application.


9. Consider Regional Universities

Many regional campuses offer better funding opportunities and have fewer applicants.


10. Use University Resources

Reach out to international offices for guidance, webinars, and insider updates on scholarships.

Introduction

High-Paying Jobs in Australia for Indian Students in 2025 – Complete Guide

Introduction

Australia continues to be one of the top destinations for Indian students seeking not only world-class education but also lucrative career opportunities. In 2025, the country’s thriving sectors—healthcare, IT, engineering, mining, and construction—offer abundant openings for skilled talent. With generous post-study work rights, high demand for professionals, and competitive salaries, now is the perfect time to explore your career options in Australia’s dynamic job market.


Top 10 Highest-Paying Jobs in Australia (2025)

Home to global giants like BHP Group, Commonwealth Bank, and CSL, Australia offers high-paying roles for graduates across various industries.


Job Title

Average Starting Salary (AUD / INR)

Surgeon

$180,000 (₹1 Cr)

Anesthetist

$170,000 (₹94.5 L)

Psychiatrist

$150,000 (₹83.4 L)

IT Director

$145,000 (₹80 L)

Engineering Manager

$130,000 (₹72.3 L)

Mining Engineer

$120,000 (₹66.7 L)

Corporate Lawyer

$115,000 (₹63.4 L)

Financial Dealer / Trader

$110,000 (₹61.1 L)

Software Engineering Manager

$105,000 (₹59 L)

Pilot

$100,000 (₹55.6 L)

Note: Salaries vary depending on experience, location, and currency exchange rates.


Top 10 Best-Paying Jobs in Australia Without a Degree (2025)

A university degree isn’t always a prerequisite for a high-income career. In 2025, many technical, trade, and transport roles in Australia pay exceptionally well with the right certifications or apprenticeships.


Job Title

Average Starting Salary (AUD / INR)

Construction Manager

$115,000 (₹63.4 L)

Elevator Technician

$100,000 (₹55.6 L)

Air Traffic Controller

$95,000 (₹52.8 L)

Mining Operator

$90,000 (₹50 L)

Commercial Pilot (CPL)

$85,000 (₹47.2 L)

Electrician

$80,000 (₹44.4 L)

Plumber

$75,000 (₹41.7 L)

Real Estate Agent

$70,000 (₹38.9 L)

Truck Driver (Heavy Vehicle)

$65,000 (₹36.1 L)

Carpenter

$60,000 (₹33.3 L)


Top 10 Regions for High-Paying Jobs in Australia (2025)

Choosing the right location can make a significant difference in career growth and salary potential. Here are Australia’s top-paying cities and regional hubs in 2025:


Region/City

High-Demand Role

Average Starting Salary (AUD / INR)

Perth

Mining Engineer

$120,000 (₹66.7 L)

Sydney

IT Project Manager

$115,000 (₹63.4 L)

Melbourne

Financial Analyst

$110,000 (₹61.1 L)

Brisbane

Construction Manager

$105,000 (₹58.9 L)

Canberra

Public Sector Analyst

$100,000 (₹55.6 L)

Adelaide

Civil Engineer

$95,000 (₹52.8 L)

Darwin

Heavy Vehicle Operator (FIFO)

$90,000 (₹50 L)

Hobart

Electrician

$85,000 (₹47.2 L)

Newcastle

Healthcare Support Worker

$80,000 (₹44.5 L)

Gold Coast

Hospitality Manager

$75,000 (₹41.7 L)


Visa Requirements for Jobs in Australia for Indian Students (2025)

Securing the right visa is crucial for working in Australia after your studies. Here are the key pathways:


Visa Type

Who It’s For

Key Requirements

Validity

Application Process

Subclass 485 – Post-Study Work Stream

Recent graduates from Australian institutions

Australian degree, under 50 years, English proficiency

2–4 years

Apply via immi.homeaffairs.gov.au

Subclass 189 – Skilled Independent Visa

Skilled professionals with in-demand occupations

Points test (65+), occupation on MLTSSL, skill assessment

Permanent

Submit EOI via SkillSelect, apply on invitation

Subclass 190 – Skilled Nominated Visa

Skilled workers nominated by an Australian state

Points test, state nomination, skill assessment

Permanent

Apply for state nomination, then submit EOI & visa application

Subclass 491 – Skilled Work Regional Visa

Workers willing to work in regional Australia

State/territory nomination, skills assessment, regional commitment

5 years (PR pathway)

Apply via state/territory and SkillSelect

Subclass 482 – Temporary Skill Shortage Visa

Employer-sponsored professionals

Job offer, skills match, employer sponsorship

Up to 4 years

Employer lodges nomination, then applicant applies

Always check the official Australian immigration website for the latest eligibility and application requirements.


Australia Work Visa Options for Indian Students (2025–2026)

Hint: Post-study work visas in Australia let Indian graduates gain valuable work experience, with pathways to permanent residency—but rules are tightening in 2025–2026.


Key Visa Options:


  1. Temporary Graduate Visa (Subclass 485)

    • For recent graduates.

    • Age <50, qualification on Skilled Occupation List.

    • Apply online; fees ~AU$1,895.

  2. Skilled Independent Visa (Subclass 189)

    • Points-tested; no sponsorship needed.

    • Minimum 65 points, skills assessment required.

    • Fees ~AU$4,640.

  3. Skilled Nominated Visa (Subclass 190)

    • Requires state/territory nomination.

    • Minimum 65 points, occupation on state list.

  4. Employer Nomination Scheme (Subclass 186)

    • Permanent visa via employer sponsorship.

    • Requires 3 years’ experience + competent English.

Tips for Indian Students:


  • Age, English scores, and occupation lists are critical.

  • Post-study work duration reduced; PhD/Master's get longer permits.

  • Check CoE, financial, and genuine student requirements before applying.

  • India–Australia mobility deal allows limited IT graduates to work for 2 years.

Bottom line: Australia offers great work opportunities, but 2025–2026 rules are stricter—plan early and stay updated.